2NK is among the best Saccos to join in Kenya.Below we provide details about how to join the Sacco,how to buy shares,contacts,loans and savings products.

2nk sacco Account Opening requirements

To Open an account with 2NK Sacco you just need the Below Listed Requirements.

Application Requirements

• Completed Account opening form
• Original and copy of National ID Card
• A photo will be taken at our Branch.

Savings Products

INDIVIDUAL ACCOUNT

This account is suitable for heavy investor small and medium enterprises salaried persons or those  with a fixed regular income. This facility is also given to students and pensioners .

Features

• Members must purchase FOSA  shares .
• Loans accessible depends on shares purchased and savings available .
• A member is loaned up to 5 times the value of shares purchased.
• Shares and saving act as a security for advances .

2NK LITTLE ANGELS SAVINGS ACCOUNT

This account is suitable for heavy investors small and medium enterprises salaried persons or those with a fixed regular income. This facility is also given to students and pensioners.

Features

• Members must purchase FOSA  shares.
• Loans accessible depend on shares purchased and savings available.
• A member is loaned up to 5 times the value of shares purchased.
• Shares and savings act as a security for advances.

GROUP ACCOUNTS

This account is suitable for all self-registered self-help groups to build a strong financial base.

Features

• Affordable registration fees.
• Group members allowed to operate their account
• Groups offered personalized services by our field officers.
• The group can purchase FOSA shares and be loaned depending on shares and savings available on their account.
• Members of a group act as guarantors.

FIXED DEPOSIT ACCOUNT

This account allows members to save large sums of money at negotiable.

Features

• The minimum amount to invest is Kshs 30,000.
• Withdrawal is done at intervals of three months, nine months, and after one year.
• A member can access a loan with a fixed amount acting as a security of up to 80% of the loan.

INSURANCE AGENCY

TWOKEN INSURANCE AGENCY

TWOKEN INSURANCE AGENCY IS LICENCED TO TRANSACT ALL LINES OF GENERAL AND LIFE INSURANCE BUSINESS.

For Reliable Insurance Services, Visit our 2NK SACCO office: Head office: Kangaru Corner House, Next to Post Bank P.O.BOX 12196-10100 NYERI.  Tel: 061-2030340. Customer care : 020-2357425 , Insurance Office 0723902306

PRODUCTS & SERVICES:

Public Service Vehicle(P.S.V) and Private Vehicles
The policy covers loss or damage to the insured vehicle;

• Liability to third parties.
• Third-party property damage.
• Commercial & private motor vehicle.

NON -MOTOR:

• Personal accident.
• Public liability.
• Burglary loss or damage to property. Following forcible and violent entry.

Fire and other perils
The basic fire policy provides indemnity against loss or damage caused by fire/lightning and explosions.

• Group personal accident
• Other allied perils.
• Asset Financing

MONEY POLICY:

Covers the insured against the loss of money in the following cases

• While in transit to the bank or vice versa.
• In premises during working hours.
• Damages to safe or strong rooms.
• Within their premises in locked safes or strong rooms outside business hour.

DOMESTIC PACKAGE:

Protects to the insured against the following;

• Loss or damage to their private buildings.
• Households and personal belongings against fire, lightning, explosions, and other related perils.

FIDELITY GUARANTEE: 

It indemnifies the insured against loss of money or goods as a result of dishonesty by employees.

GOODS IN TRANSIT:

This policy provides cover for the loss or damage to property caused by fire, theft, or accidental means while in transit subject to certain exclusions.
TWOKEN AGENCY BENEFITS CLIENTS IN THE FOLLOWING WAYS:
(1) Acts on behalf of clients in matters relating to insurance.
(2) Offers information to clients regarding the status of insurance companies.
(3) Timely delivery of insurance covers.
(4) Issuing genuine covers.

2NK Sacco Loans

SALARY ADVANCE

This product is tailor-made for salaried employees and those with regular fixed income

Features and Benefits

• Member eligible for this loan are those who channel their salary through FOSA
• The facility allows the applicant to get 50%of the net salary advance
• The repayment period is one month
• Attractive interest rates

ASSET FINANCE

Like the normal loan, this is another back office product that was developed mainly to cater for emergencies like vehicle breakdowns that may require a considerable amount of money to put it back on the road. Unlike the normal loan, however, this product has no multiplier and depends on the member’s deposits at the time of requiring the loan.

It has become popular among members who have often been bailed out of being edged out of business by such breakdowns.

This product, owing to the purpose of its coinage is processed immediately for qualifying members but has a ceiling of two hundred thousand Kenya shillings. The product is secured by a guarantee from qualified members.

EDUCATION LOAN

This product is meant to finance the education of a member and their dependants in school , colleges and universities

Features and Benefits

• A member must have operated for at least 6months
• The repayment period is 12 months
• Flexible loan security
• Loan disbursed to the learning institution

BUSINESS LOAN

A product packaged to finance people carrying out business or enterprises. meant for both large-scale and small-scale traders whereby entrepreneurs save money to access affordable loans.

Features and Benefits

• The maximum loan amount depends on collaterals and ability to pay
• Flexible collateral requirement
• Repayment period up to 36months
• Very competitive interest rates

EMERGENCY LOAN

Like the normal loan, this is another back office product that was developed mainly to cater for emergencies like vehicle breakdowns that may require a considerable amount of money to put it back on the road. Unlike the normal loan, however, this product has no multiplier and depends on the member’s deposits at the time of requiring the loan.

It has become popular among members who have often been bailed out of being edged out of business by such breakdowns.

This product, owing to the purpose of its coinage is processed immediately for qualifying members but has a ceiling of two hundred thousand Kenya shillings. The product is secured by a guarantee from qualified members.

INDIVIDUAL LOAN

This product is packaged for individual entrepreneurs and members with regular fixed income to access affordable financial services.

Features and Benefits

• A member must purchase FOSA  shares to act as a security and multiply factor.
• Flexible loan amount determined by the account of FOSA shares purchased.
• Repayment period 12months
• Very competitive interest rates.
• Fast loan processing

2NK Sacco Branches and Contacts

Head Office,

Kangaru Corner House,

Nyeri

0721 374 310

 info@ 2nksacco.co.ke

2NK Sacco Parcel office numbers

NAIROBI                   0706235260

KARATINA                0706235258

THIKA                        0708803813

NAKURU                   0706235263

NYERI                        0702069141

NYAHURURU           0711360900

NANYUKI                0711360722
KERUGOYA            0711360724
NAIVASHA             0768605988
OTHAYA                  0711360907
ELDORET               0706235261

2NK Paybill Number

2NKPESA Mobile Banking

2NK Paybill Number is 4017021

2NKPESA 

In a effort to serve you better, we have a mobile Banking System by the brand name 2NK PESA that allows members to transact via mobile phones.

To access the menu dial *882*25#

2NKPESA is a Mobile Banking platform where one can:

1. Enquire balances
2. Cash withdraw
3. Make Payments and deposits
4. Loans
5. Funds transfer

One can deposit directly using our Mpesa  Paybill  number 4017021

2NK Sacco Dividends

2NK Sacco dividends are paid annually.They are paid based on the number of shares in the Sacco.They usually range between 11% and 15% of the shares in the Sacco.