Faulu Microfinance offers cheap loans.They also offer insurance products.

Faulu Microfinance Bank Branches and Contacts

Branch name: Bungoma
Location: Coffee Garden House
Contact: 071 107 4721

Branch name: Eldoret
Location: Off Uganda Road, next to Eldoret Hospoital or Imperial Court
Contact: 071 1074 701

Branch name: Githurai
Location: Githurai, 45 Eureka House, along Mwihoko Street
Contact: 071 107 4592

Branch name: Kayole
Location: Along Kayole Spine Road
Contact: 071 107 4550

Branch name: Kariobangi
Location: Edhan building, Outering Road
Contact: 071 107 4540

Branch name: Kawangware
Location: Former CDF Office, next to Seniors Driving School, Naivasha Road
Contact: 071 107 4601

Branch name: Kimathi Street
Location: Old Mutual Building, Kimathi Street
Contact: 071 107 4510

Branch name: Kiambu
Location: Kemwa Building
Contact: 071 107 4570

Branch name: Kisumu
Location: Jubilee Insurance, 2nd Floor, Kismu
Contact: 071 107 4715

Branch name: Kitale
Location: Victor House, Kitale
Contact: 071 107 4745

Branch name: Machakos
Location: Mutungoni Plaza, Mbolu Road
Contact: 071 107 4675

Branch name: Matuu
Location: A 1 Plaza Building
Contact: 071 107 4662

Branch Name: Meru Branch
Location: Moi avenue street ,Marete building
Contact: 0711074642

Branch name: Moi Avenue
Location: Moi Avenue Street, Marete Building
Contact: 071 107 4751

Branch name: Mumias
Location: Kholera house, Mumias
Contact: 071 107 4711

Branch name: Nakura
Location: CK Patel Building
Contact: 071 107 4655

Branch name: Naivasha
Location: Antonnioz Place Building, along Kenyatta Avenue
Contact: 071 107 4651

Branch name: Ngong Road
Location: Kism Towers
Contact: 071 107 4500

Branch name: Nyahururu
Location: Baraton Hotel Building
Contact: 072 287 8434

Branch name: Nyeri
Location: Lino Plaza, Kimathi Way
Contact: 071 107 4630

Branch name: OTC
Location: Along Racecourse Roadd
Contact: 071 107 4530

Branch name: Rongai
Location: Safeways Mall, behind Clean Shelf Supermarket
Contact: 071 107 4693

Branch name: Thika
Location: Kwame Nkrumah Street, Haria House
Contact: 071 107 4610

Personal Banking

    Faulu Salary Account

What’s in it for you?

• A free retrenchment cover of 3 months and a Last Expense Cover for borrowers
• 1% discount on loan setup fee for new and existing customers upon salary switch (one-off)
• Access to salary advances and personal loans
• Unlimited withdrawals
• No monthly ledger fees or account maintenance fees
• Earn a competitive interest on your savings
• Low minimum operating balance
• Visa Card and mobile banking available through *339#

You will need to:

• Complete an account opening form
• Provide an original and copy of National ID or Valid Passport
• Bring a copy of your KRA PIN Certificate

Business Banking

How does it work?

• This is an investment account that provides you with high returns
• Interest is earned for amounts as low as Kes. 20,000

Distributor Account

• Access to flexible overdraft solutions
• Access to flexible banking channels such as mobile banking
• Eligible for Visa Debit Card
• There are no ledger fees
• You can get your statement for free online
• Inter account transfers are free

How do I apply?

• Memorandum and articles of association
• A certificate of incorporation
• We will need a copy and original of your National ID or Passport
• Please provide a passport size photograph
• Specimen signature card

Chama Account

• Minimum of five members to no maximum
• Minimum operating balance of KES. 2,000
• Competitive interest rates of up to 5% per annum
• Access to Chama loans
• Individual members can access loan facilities
• Easy access to your money through multiple service outlets across the country

Hazina Account

• Unlimited withdrawals through multiple service outlets
• No monthly ledger fees
• Competitive interest rates
• Minimum operating balance of KES. 200
• Competitive interest rates of up to 3.50% P.A

Maisha Account

• Competitive interest
• Access to affordable insurance covers such as Permanent & Total Disability cover (PTD) and Last expense at flexible rates
• Premium financing option
• No account maintenance charge

How does it work?

• The premium between Kshs.631 and 2,885 annually
• The frequency of saving is a minimum weekly savings of kshs.100 for 52 weeks or you can pay a lumpsum premium
• There is no waiting period on accidental cases but there is a 3 months waiting period on natural causes and illness cases

Boda Boda Account

• Access to loan facilities (80% financing for the first motorbike, 100% on the second motorbike)
• Access to 100% financing
• Access to discounted spares from Faulu’s accredited dealers
• Graduated financing to Tuk Tuk or Matatu based on the number of motorbike fleet owned
• Daily savings through mobile banking platform

How does it work?

• Provide easy access for savings and financing to Boda Boda operators, promoting them to the next level i.e. Tuk Tuk, Matatus
• Acquisition of motorbikes
• Assistance with replacements/upgrades
• Unlimited number of transactions from any channel
• No monthly ledger fees

Faulu Digital Account

• Self-account opening capability. Simply download the DigiCash App from Play Store or Appstore or dial *339#
• Enjoy limitless banking with 24/7 access
• Earn competitive interest on your account balances
• Access to digital loans

The transaction limits are underpinned by the defined Mpesa limits i.e. Kes 70,000 per transaction and Kes 140,000 per day for cash deposits and withdrawals.

Rent Collection Account

• Access to overdrafts
• Real-time notifications on payment
• Unlimited withdrawals
• You get two free statements annually on request
• No monthly ledger fees
• No account maintenance fees

How does it work?

To ensure maximized cash efficiency in your business, we have tailored cash management services to enable you to focus more on business generating activities. Let us help choose the right service for your real estate (rental) business, school, stores etc.

The minimum operating balance is KES. 2,000.

You can earn interest of up to 5% p.a on average balances above Ksh. 2M.

School Collection Account

• Competitive interest rate
• Access to overdrafts
• Access to a fully integrated mobile payment option with alerts to parent and the school
• Flexible deposits and withdrawal frequency
• Access to mobile banking services

Low entry amount of KES. 2,000 including a cheque book 50 leaves.

You can earn interest of up to 5% p.a on average balances above Ksh. 2M.

Imani Multi-Currency Account

• Competitive interest-earning current account
• Internet banking
• Access to competitive fixed deposit rates
• Access to salary processing
• Flexible banking arrangements and hours
• Cash Management Solutions
• Easy payment solutions

How does it work?

• The account is suitable for churches and Para-church organizations like church ministries
• The interest-earning balance is KES.10,000
• The minimum operating balance is KES. 5,000
• It’s free to deposit money whether its cash or cheque
• It’s free to withdraw money over the counter
• Currency acceptable under this account is KES, USD, GBP, EUR and ZAR

Faulu Investment Account

What’s in it for you?

• Access to a liquidity management solution
• Reciprocating business i.e. Brokerage business for treasury bills, bonds and shares
• High returns on your investment
• Swift support on service requests with dedicated Relationship Management Team

How does it work?

• This is an investment account that provides you with high returns
• Interest is earned for amounts as low as Kes. 20,000

Government Collection Account

What’s in it for you?

• Helps with the collection of fees, rates, bills, levies & taxes
• Fully manage collection by the way of establishing agency services in county office with Faulu staff
• Remitting of payment to pay salaries and suppliers
• Establish a fully integrated pay bill option. Alerting the payer and the receiving target company [water, KPLC]
• Convenience, saving on personal cost. Funds security, efficient revenue collection
• Debit card for fueling government vehicles

How does it work?

• This account is designed to facilitate easy and convenient collection of fees rates bills, levies, taxes, loading zone parking fees and management of scheme funds
• Requirements to open an account? You need a resolution from governing body and Gazette notices

Faulu Microfinance Loans

Biashara SME Loan

• Flexible collateral requirements
• Flexible repayment terms
• Top-up feature available
• Specialized Individual Lending Officers
• Loan term of up to a maximum of 84 months

Biashara SME-Working Capital:

• Working Capital/Business Expansion/Stocks
• Import/Export Financing
• LPO Financing and Invoice Discounting
• Trade Finance Solutions
• Bid and Performance Bonds
• Letters of Guarentee

Biashara SME-Development:

• Acquisition of Movable and Immovable assets/Equipment
• Acquisition of Plots, Land, Buildings, Project Finance, Construction and other Capex Needs

How do I apply?

• Must be a registered business
• Operative account to be opened and all business proceeds to be channeled through Faulu
• Fill in our application form
• 6 months certified bank statements
• Latest management accounts as at the time of application for Loans above Kshs1.5 M
• Annual Returns for the last 3 years for Companies
• PIN Certificate / National I.D copy
• Copies of Trading License and other specialized licenses where applicable

Asset Finance

• Flexible collateral requirements
• Financing both new and used vehicles
• Insurance premium finance available
• Quick processing of an application
• We support SMEs and Individuals acquire assets like :
  • Personal Cars
  • Commercial assets such as trailers and tractors
  • Plant & Machinery for Light Industries
  • School/Institution/Church buses/vans/pick-ups

How do I apply?

Individuals, Sole Proprietors and Partnerships

• Duly completed credit facility application form
• PIN certificate and National I.D. (original and copy)
• Certificate of Registration (in case of registered enterprise/sole proprietorship and Partnerships)

Limited Liability Companies

• Duly completed credit facility application form
• Resolution to borrow by the company directors
• Certificate of incorporation
• PIN certificate and National I.D. (original and copy) of all directors
• PIN Certificate of the Company
• A copy of Memorandum & Articles of Association

Insurance Premium Financing

• To support individual and SMEs to pay Insurance Premium with reputable Insurance companies at affordable instalments
• Flexible tenure of up to 10 Months
• You can apply for a minimum of KES. 3,000

How do I apply?

Individuals, Sole Proprietors and Partnerships

• Duly completed credit facility application form
• PIN certificate and National I.D. (original and copy)
• Certificate of Registration (in case of registered enterprise/sole proprietorship and partnerships)
• Applicant to open an account with Faulu Microfinance Bank

Limited Liability Companies

• Duly completed credit facility application form
• Resolution to borrow by the company directors
• Certificate of incorporation
• PIN certificate and National I.D. (original and copy) of all directors
• PIN Certificate of the Company
• A copy of Memorandum & Articles of Association
• Applicant to open an account through Faulu Microfinance Bank

Requirements

• Bank statements for the last 6 Months
• Clean credit history evidenced by a credit reference bureau report
• Ability to repay
• Two months instalment to be paid upfront in cash to Business A/c

Cheque Discounting

• Appraisal and pre-approval in the prescribed template
• The drawer of the cheque must be a reputable institution with no past records of unpaid cheques
• The account must be reasonably active for at least three months
• Personal cheques, related entity cheques and foreign currency cheques do not qualify for discounts
• Evidence of the source of payment
• Three cleared cheques from that institution
• The cheque must have been received and met clearing requirements

Faulu Landlord Loan

This loan provides assistance in terms of personal development or business development therefore:

• This is accessible by Landlords who have developed property with a stable rental income in cities, counties and municipalities
• This product applies also to landlords who have leased property to Faulu Microfinance Bank who wish their repayment to be pegged on the rental payments
• Flexible repayment terms

How does it work?

• Open an account with Faulu Microfinance Bank
• Must be having a consistent rental income for the last 6 months as evidenced by the bank statements or Property Agent Statements
• Must have complied with the Local Authority Building regulations i.e. a maximum number of floors, road and wetlands reserves, wayleaves etc.
• Clean credit history evidenced by a credit reference bureau report
• Ability to repay
• Ownership Documents e.g. Title Deeds, Share Certificate, Allotment Letters etc.

Eligibility Criteria

Individuals/Sole proprietorships

• Duly completed credit facility application form
• PIN certificate and National I.D. (original and copy)
• Certificate of registration (in case of registered enterprise/sole proprietorship)
• Applicant to execute a deed of assignment over rental income
• A copy of the lease agreement with Faulu Microfinance Bank for those who have leased premises to Faulu
• Applicant to open an account through Faulu Microfinance Bank for Rent Remittance

Limited Liabilities Companies

• A copy of Memorandum & Articles of Association /Constitution /Trust Deed etc.
• Duly completed credit facility application form
• Board Resolution to borrow by the company directors
• Certificate of incorporation
• PIN certificate and National I.D. (original and copy) of all directors
• A copy of Memorandum & Articles of Association
• Applicant to execute a deed of assignment over rental income
• A copy of the lease agreement with Faulu Microfinance Bank for those who have leased premises to Faulu
• Applicant to open an account through Faulu Microfinance Bank for Rent Remittance

Faulu Check-off Loan

Do you work for a corporate company that pays a monthly salary? It could be a parastatal, the Teachers Service Commission (TSC) or the Armed Forces? This solution isfor you. It is a facility tailored for salaried customers whose terms of engagement are dictated by an MOU between the Bank and the respective institutions. Apply for your loan today and it will only take 12 hours for your loan to be approved. This is subject to verification of all documents.

What’s in it for you?

• Loan repayment period of up to 120 months
• Access to a 1% Discount on processing fees for customers whose salary pay point is the bank (One-time)
• 12 hours for loan approval subject to verification of all documents

What do I need to apply?

• Three original current consecutive payslips (certified by the employer)
• Original and copy of your National ID
• Duly filled loan application form

Note: You don’t need guarantors if Faulu is your pay point

Faulu Unsecured Salary Loan

What’s in it for you?

• Access up-to four times your net salary and a maximum of Kes. 100,000
• A free Last Expense Cover for the borrower
• Quick processing of within 24 hours

What do I need to apply?

• Faulu Salary Account – At least three months consecutive salary remittances
• Three original current consecutive payslips – certified by the employer (where applicable)
• Original and copy of your National ID
• Duly filled application form

Imara Loan

Imara Loan is a facility designed to meet the financial needs of salaried customers working with Institutions where the Bank doesn’t have an MOU e.g. NGOs, Local and International Agencies etc. The facility is meant to meet your short term and long term goals.

What’s in it for you?

• Loan period of up to 96 months
• Free Last Expense Coverfor the borrower
• 1% Discount on setup fee for new and existing customers upon salary switch (one-off)
• 24 hours for loan approval subject to verification of all documents

NB: No need for guarantors if remittance of your salary is to your Faulu Salary Account.

How to secure the loan

• Monthly check-off by the Corporate
• Two Guarantors who must be from the same employer (if pay point is not with Faulu)
• Net income after loan deduction must not be less than 1/3 of total net income

Emergency Check-off

What’s in it for you?

• Enjoy a repayment period of up to 60 months
• Access amounts from Kes. 10 000 up to Kes.500 000
• No guarantors required to secure the loan
• If you are currently on probation, you can access amounts up to Kes.100 000

How do I apply?

• Three original current consecutive payslips (certified by the employer)
• Original and copy of your National ID
• Duly filled loan application form

Check-Off Asset Finance

What’s in it for you?

• Access amounts up to Kes. 3 Million
• Access 115% financing
• The repayment term of up to 60 months
• Swift loan processing

How do I apply?

• Have Faulu as the pay point at least 3 months prior to loan application
• Signed irrevocable undertaking not to alter pay point without Faulu’s consent
• Three original current consecutive payslips (certified by the employer)

How to secure the loan

• Monthly check-off by the Corporate
• Two Guarantors who must be from the same employer (if pay point is not with Faulu)
• Net income after loan deduction must not be less than 1/3 of total net income

Tamba Imara Loan

What’s in it for you?

• Repayment period of up to 84 months*
• Free Last Expense Coverfor the borrower
• Financing of the asset or property up to 100%
• Swift loan processing of within 24 hours subject to security perfection and approval

What do I need to access the loan?

• Provide us with the current three months consecutive pay slip (certified by employer)
• Copy of employment contract or appointment letter
• You must retain 1/3 of the pay after all deductions

How to secure the loan

• Monthly check-off by the Corporate
• Two Guarantors who must be from the same employer (if pay point is not with Faulu)
• Net income after loan deduction must not be less than 1/3 of total net income

Okoa Mteja Temporary Loan

What’s in it for you?

• The loan is accessible anywhere anytime via your USSD or Faulu DigiCash App
• Enjoy instant processing and disbursement
• Access up to 30% of your net salary

How do I qualify for the loan?

• You’ll need to be operating a salary account with us
• Have had at least three(3) months consecutive salary remittances prior to applying

Loan Fund Management

What’s in it for you?

• No loan administrative hassles to the employer
• Convenience and fast processing of loans
• Employers can concentrate on their core business and area of expertise

How does it work?

• The facility targets employers who want to outsource management/administration of Loan Fund
• The loan term is as per agreement with the employer
• Repayments are done on a monthly basis
• Application approvals are done within 24 hours

Faulu Chama Loan

What’s in it for you?

• Favourable and affordable rates
• A flexible repayment period
• LPO financing for group business contracts and business opportunities
• Members can access individual loans
• Members access to Faulu’s affordable medical and life covers at discounted premium rates

How does it work?

• In terms of ability to pay -The loan instalment should not exceed 85% of the average monthly Chama contributions. Chamas with additional regular income e.g. rent will be considered as well
• Chama should have been in existence for at least 6 Months
• Chama must have banked with Faulu for at least 3 Months (and avail at least 3 months certified bank statement from other banks to make 6 months )
• In addition, the Chama should be able to pay incidental costs of security perfection (valuation, legal fees), stamp duty
• Copies of I.D. and PINS for the officials, list of all group members, their contacts (including physical address) and their business activities

How much loan to get

• You can get a minimum KES. 50,000 and maximum of SOL (Single Obligor Limit)
• Loan up to 10 times Chama saving subject to appraisals. This to be tiered (the first loan is 5 times, the second loan 7 times the 3rd loan is 10 times based on monthly contribution)

Group Business Loan

What’s in it for you?

• Flexible collateral options
• Access to multiple loans subject to the ability
• The loan size is a minimum of Kshs. 5,000 and a maximum of Kshs. 500,000
• Tenure is a minimum of 3 months – 24 Months

How does it work?

• The loan is aimed at business growth and improvement
• Covers agricultural needs
• Kenyan citizen 18 years and over, National ID card, business set-up of at least 6 months
• 20% compulsory savings. Consistent Contributions over 8 Weeks (Lump sums LSF deposits will not be considered)
• Group attendance and discipline for 8 Weeks
• Must have undergone LOS

Fee for the loan

• LSUF: 3% of the principal
• GCIF:1.25% of principal p.a
• Chattels mortgage: as per tariff
• All fees are loaded into the principal loan amount

How to secure the loan

• 20% compulsory savings if the client has only one loan. If more than one please refers to general conditions for details of LSF
• Group pressure
• Chattels Mortgage
• Own collateral 150% of the loan value
• Stock hypothecation

Group Extra Loan

What’s in it for you?

• Separate cheques for fees and uniforms/books etc.
• Amounts for other requirements over and above fees will be limited to up to 30% of the loan face value
• The loan amount is a minimum of KES. 5,000 and a maximum of KES. 200,000
• Additional loan on top of an existing loan. Evidence of loan amount request is mandatory ( e.g. school fee structures)

Faulu Micro Secured Loan

What’s in it for you?

• Multipurpose loan for small businesses/entrepreneurs
• You can get working capital, LPO financing and funding for business emergencies
• You can get a minimum of KES. 1M and a minimum of KES. 3M
• Response within 48 hours subject to credit approvals
• Credit Life Insurance can be negotiated through reputable companies

How does it work?

• Must have operated Hazina personal account(s) for at least 6 months consistently
• Must have operated business for a minimum of 1 year
• Sufficient account turn-overs to support repayment
• Clean credit history evidenced by a credit reference bureau report
• Demonstrated ability to repay

How to secure the loan

Acceptable securities include Chattels mortgage on:

• Business assets – machines
• Households Assets –TV, Fridges etc.
• Business stock – hypothecation

Conventional securities include:-

• Motor vehicles
• Land – title deeds
• Shares quoted at NSE
• Two (2) guarantors (indemnifiers) – with active Hazina account
• Three referees, e.g. a landlord, religious person, suppliers (NB: Refs should not be family members)

NB: For loans above KES. 500,000 securities pledged must include conventional security.

Fee for the loan

• The interest rate on the loan is a 21% R.B. flat rate
• Additional interest for account non-utilization and 3% per annum

Penalties for late repayment

• Automated standing orders from Faulu Business/Personal account to loan account
• The penalty of KES 150 for late instalments
• At the prevailing interest rate on the installments in arrears

Faulu Micro Unsecured Loan

What’s in for you?

• Multipurpose loan for small businesses/entrepreneurs
• You can get working capital, LPO financing and funding for business emergencies
• You can get a minimum of KES. 1M and a maximum of KES. 3M
• Response within 48 hours subject to credit approvals

How does it work?

• Must have operated personal account(s) for at least 6 months consistently
• Must have operated business for a minimum of 1 year
• Sufficient account turn-overs to support repayment
• Demonstrated ability to repay

How to secure the loan

Acceptable securities include Chattels mortgage on:

• Business assets – machines
• Households Assets –TV, Fridges etc.
• Business stock – hypothecation

Conventional securities include:-

• Motor vehicles
• Land – title deeds
• Shares quoted at NSE
• Two (2) guarantors (indemnifiers) – with active accounts
• Three referees, e.g. a landlord, religious person, suppliers (NB: Refs should not be family members)

Nafaka Loan

What’s in it for you?

• The purpose of the loan is to purchase farming inputs including seed, fertilizer, and farm preparation, crop management and harvest
• Refinancing is available subject to appraisal immediately upon full clearance of the existing loan
• Application at branches and marketing offices and the application is approved within 48 hours (process flow to be done)

How does it work?

• Open an account with Faulu
• Farmers who have been involved in growing the same crop. This to be proved by funds in the bank for the previous crop’s proceeds
• Request to be supported by quotations and appropriate budgets
• Ability to repay-we shall lend a maximum of 70% of the previous season’s proceed from the crop harvested
• Provide appropriate conventional collateral and clean credit history evidenced by a credit reference bureau report
• Duly completed credit facility application form
• PIN certificate and National I.D. (original and copy)
• Certificate of registration (in case of registered enterprise/sole proprietorship)
• Bank and Mpesa statements as evidence of earnings

How to secure the loan

• Applicable conventional collateral i.e. Logbook for motor vehicles, tractors, trucks or title deeds. Bank margins on the collateral to apply
• Logbooks on Tuk Tuks, motorcycles, PSVs will not be accepted

Maziwa Loan

What’s in it for you?

• The purpose of the loan is personal, development, farm improvement, purchase of dairy cows or business needs
• A solution to enable farmers to buy dairy cows for more milk productivity and farm improvement.
• Flexible repayment terms based on milk remittance cycle
• Loan size of up to 3M
• Tenure is up to 36 months

How does it work?

• Open an account with Faulu MFB Ltd for milk proceeds remittance
• Must be having consistent milk remittance income for the last 12 months as evidenced by the bank statements and Milk delivery notes
• Ability to repay – we shall commit a maximum of 70% of the average monthly remittance for the last 12 Months
• Clean credit history evidenced by a credit reference bureau report
• Duly completed credit facility application form
• PIN certificate and National I.D. (original and copy)
• Certificate of registration (in case of registered enterprise/sole proprietorship)

Who the loan is suitable for

• Dairy farmers selling milk through milk co-operatives and are paid on a monthly remittance basis through their Faulu account
• Dairy farmers selling to milk processing firms and are paid on a monthly remittance basis through their Faulu account
• Alternatively, borrowers to fill change of pay point forms before drawdown

Green Gold Loan

What’s in it for you?

• Access loans of up to 75% of the value of tea bonus earned in the recent 3 years
• Application approval within 48 hours
• Flexible loan repayments structured to accommodate the tea bonus payments
• Loan size of up to 500,000
• Tenure Up to 12 months

How does it work?

• You will need to have an active operative account with Faulu
• Have at least one-month tea remittance channelled through Faulu account
• The one-month remittance is not applicable to buy offs for non-KTDA customers
• Three original tea remittance slips
• Deed of assignment assigning the tea proceeds (monthly and bonus) to Faulu
• One year certified bank statements from the previous bank or pay point
• Copy of NID

Applicants qualify for multiple additional or top-up loans provided that the borrower does not exceed 75% of the value of tea of the recent 3 years bonus earned.

You can 75% of the average of the recent 3 years bonus earned or you can get a minimum of KES. 5000 and a maximum of KES. 500, 000.

The following types of collateral can be used for loan amounts of KES. 5,000 – KES500,000.

• Deed of assignment assigning the tea proceeds ( monthly and bonus) to Faulu
• Chattels mortgage
• Two guarantors sign a chattel mortgage and open an account with Faulu or have an existing account
• Three change of pay point form signed and updated
• Three original tea remittance slips
• Tea bushes
• Monitoring of the remittances, should the remittances reduce, the officer is required to intervene and engage the farmer. This can be achieved through enhanced relationships with the agricultural officers

Kilimo Bora Loan

What’s in it for you?

• You can get a loan of up to a minimum of KES.5,000 and a maximum of KES.500,000
• A flexible grace period aligned to the crop cycle and your income streams
• Fast processing of your application
• You can get finance to purchase pigs, poultry, rabbits, dairy cows, goats and help grow your horticultural businesses

How does it work?

• You need to have an ongoing agribusiness project
• Access to Livestock and Crop Insurance
• The customer must be a group member
• A minimum of 3 months and a maximum of 18 months