Below is a list of loans offered by Incredo Kenya,application requirements and contacts:
Asset Finance
We understand that you have the desire to grow your asset portfolio. Incredo offers you an easy way to upgrade your life, by offering up to 70% financing up to Kshs 5,000,000, to purchase assets such as land for both business and personal use. Enjoy flexible repayment period of up to 24 months.
With our quick and easy approval system, all you need is to identify the asset, put down your deposit and we’ll do the due diligence and complete the purchase for you. Make the bold choice and apply today!
- Up to 70% financing.
- Maximum loan of up to Kshs 5 Million.
- Insurance premium financing arrangement.
- Zero penalty on early repayment.
Requirements
For Individuals
- Certified 12 months Bank and Mpesa statements
- Passport photo, ID and KRA Pin Copy
- Pro-forma invoice or agreement from the asset seller
- Copy of the logbook/title deed to be used as collateral.- copy of security documents
For SMEs and Corporate
- Certified 12 months Bank and Mpesa statements
- Copy of latest CR12
- Company Registration/ certificate of incorporation
- Latest 3 years audited reports
- Memorandum and Articles of Association
- Copy of Business Licenses and Permits.
SME Loans
Requirements
For Individuals
- Certified 12 months Bank and Mpesa statements
- Passport photo, ID and KRA Pin Copy
- 3 months latest payslips and letter of appointment for employed clients.
- Copy of the logbook/title deed to be used as collateral.
For SMEs and Corporate
- All the above plus;
- Copy of latest CR12
- Company Registration/ certificate of incorporation
- Latest 3 years audited reports
- Memorandum and Articles of Association
- Copy of Business Licenses and Permits.
Boresha Kilimo Loans
Are you looking to get into agri business or grow your already existing venture? Incredo Boresha Kilimo offers holistic financing across the various agricultural value chains, enabling our clients to increase production, add value to their products, automate, and access broader markets. We inspire our agribusiness clients to be bold and aggressive in their growth because agriculture is the bedrock of a nation’s economy. Whether you are into horticulture, cash crop management or livestock farming, our Incredo Boresha Kilimo loan has got you covered.
Along with access to up to Kshs 5,000,000 to be repaid over 24 months, clients also enjoy a unique crop and livestock insurance feature. We also offer an optional grace period to match your production cycles, because we care for your growth.
- Flexible repayment terms.
- Maximum of Kshs 5 Million.
- Crop & livestock insurance.
Requirements
For Individuals
- Certified 12 months Bank and Mpesa statements
- Passport photo, ID and KRA Pin Copy
- 6 months business records
- 3 months latest payslips and letter of appointment for employed clients.
- Copy of the logbook/title deed to be used as collateral.
For SMEs and Corporate
- All the above plus;
- Copy of latest CR12
- Company Registration/ certificate of incorporation
- Latest 3 years audited reports
- Memorandum and Articles of Association
- Copy of Business Licenses and Permits.
Drive Thru’ Loans
Life is unpredictable and sometimes an emergency comes up that requires urgent financing. Incredo offers you a solution for your unprecedented needs. A quick loan of up to Kshs 1,000,000 secured by a log book, and your needs are sorted. We understand that speed is of the essence, that is why you can access this loan from our Incredo App. Simply download the app from the Google Play Store or dial our USSD *807#. These loans have a flexible repayment period of up to 24 months.
Requirements
- Standard KYC documents
- Certified 6 months bank & Mpesa statements
- Employment documents- contracts and 3 latest pay slips
- Proof of business documentation
- Original logbook and insurance confirmation.
- PD cheques / Standing orders
- Current valuation
Insurance
Available Products
Choose from a comprehensive range of insurance plans for individuals and for businesses. All our plans are designed to provide clients with the support they need to protect their interests.
General Insurance
- Motor Insurance (All Classes)
• Domestic Insurance package
• SME/Business Insurance Package
• Medical Insurance
• Contractors All Risk Insurance
• Institution/School Insurance package
• Industrial Insurance Package
• Public Liability Insurance
• WIBA
• Travel insurance
• Marine and Aviation insurance
• Professional Indemnity
• Plate/Glass Insurance cover
Life Insurance
Why insure through us?
For all your business needs, Incredo Insurance offers competitively priced premiums without compromising on quality or
service standards. We understand the importance of offering high-quality products and services for your business’s growth and
development. We are a team of professionals who have been working tirelessly since our inception to provide you with world-class
services that make a difference in your business and personal success story!
Personal Development Loans
Do you have a personal development project that has stalled due to lack of funds? Incredo has your back, with a loan solution designed to enable you to complete your project. Access up to Kshs 5,000,000 with a flexible repayment period of up to 36 months.
We care about our aspirational clients. Don’t let your plans hit a snag, talk to us today!
Check-off Loans
Check-off Loans
If you earn a regular income from either a monthly salary, or you work/run a high production farm, then you qualify for this loan. Incredo offers a check-off loan of up to Kshs 3,000,000 with a flexible repayment period of up to 36 months. All you need to secure the loan is either a log book or a title deed.
This loan facility is accessible to employees of companies that have a check-off arrangement with Incredo. Reach out to us for more information.
Features;
- Access up to Kshs. 3,000,000.
- Loan secured with logbook or Title deed.
- Flexible loan repayment period of up to 36 months.
- Fast processing.
- Competitive interest rates.
- No penalty on early payment.
Requirements
- A signed MOU with the employer or consumer organization should be in place.
- Must be in employment for a minimum period of 6 months.
- Letter from employer confirming terms of service.
- Repayment of up to 36 months based on terms of service.
- Duly filled Loan Application Form.
- Certified 6 months Bank or Sacco and Mpesa Statements.
- Copy of ID and KRA PIN.
- A Certified Letter of Appointment.
Incredo Mobile Loans
Life happens to the best of us and every so often, we need a quick cash injection to help us deal with what life throws our way. You can rest easy because accessing our Incredo mobile loans has never been easier. As an existing Incredo client, simply download our Incredo App from the Google Play Store, or dial *807# to access loans of up to Ksh 300,000 with a flexible repayment period of up to 12 months. Download our app today!
Please note that our official paybill numbers are 765758 and 420537.
Requirements
- Be an existing Incredo Customer
Incredo Kenya Contacts
Contact Info
Our customer service team are available
Mon – Fri : 8AM to 5PM
Saturday : 9AM to 3PM
Head Office
Thika Bazaar 2nd Floor, Wing 1
0709 571 000
NAIROBI CBD BRANCH
IPS Building, Kimathi Street 2nd Floor
0709 571 120
Working Hours
Mon – Fri: 0800 – 1700HRS
Saturday: 0900 – 1300HRS
Sunday: Closed
Thika Branch
Thika Bazaar 2nd Floor, Wing 2
0709 571 105
MERU BRANCH
Royal Business Park,
5th Floor
0709 571 125
Contacts
+254 709 571 000
+254 726 055 045
info@incredo.co.ke