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I am currently earning Ksh 100,000 and living in Nairobi. I have been spending Ksh 80,000 to over Ksh100,000 per month and this has resulted to many loans. For the past 5 years I have done nothing for my self,zero investments. I have huge loans.
I live in Ksh 30,000 house and I drive. I want to know how I should spend Ksh100,000 wisely in Kenyan and remain with some money to save.
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