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Here is a list of best logbook loan providers in Kenya 2025
LOGBOOK LOAN PROVIDER
LOAN AMOUNT(KSH)
INTEREST RATE
REPAYMENT PERIOD
REQUIREMENTS
Mogo
2,500,000
3%-5% per month
24 months
logbook in your name
National ID
KRA Pin
Be 23 – 70 years old
Umba
1,000,000
3% per month
Up to 24 months
Proof of employment i.e. last 3 months pay slips & contract letter
Copy of Logbook
Mpesa and Bank statement for the last 6 months
NCBA Bank
Minimum 100,000
1%-3% per month
Up to 48 months
The vehicle must not be more than 15 years old
Mwananchi Credit
25,000,000
3% to 5% per month
3 months up to 24 Months
1.Valid government-issued National 2.Identity Card
Passport photo
3. KRA Pin
4. Proof of income – 6 months bank statements
5.Proof of residence
6.Original logbook or registration document
7.Proof of Comprehensive insurance cover
Hakki
Finance up to 70% of vehicle value
2.5% to 3% per month
Your original Logbook
Watu Africa
10,000,000
2.5% to 3.5% per month
3 to 24 months
HF Group
2% to 3% per month
1. The automobile can’t be older than 15 years.
2. Vehicle must not be charged by any financial institution
KCB Bank
1% 5o 3% per month
Up to 72 months
Family Bank
Receive up to 80% financing for brand new vehicles, Up to 70% financing for used commercial / personal vehicles, Up to 60 % financing for used PSV vehicles
1% to3% per month
Up to 2 years for used PSV vehicles
1. All used assets must not be older than 10 years at the end of loan expiry
2. Pre-printed application form (available at all Family Bank branches)
3. Bank statements for a period of 6 months
4. Copy of National ID / passport and KRA PIN
5. Pro-forma Invoice from the dealer / seller
6. Copies of logbooks for other motor vehicles owned by the applicant
7. Year of manufacture of vehicle should not be more than 12 years as at loan expiry
8. Recent AA / Regent Automobile valuers and assessors valuation (used vehicles)
9. Copy of logbook (used vehicles)
10. Sale agreement
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