Joinas Sacco Loans

Below is a list of loans offered by joinas Sacco, interest rates and application requirements:

DEVELOPMENT LOAN

The product designed to cater for both major and minor development projects for the members.It’s a commodity used to fund individual or group ventures.

Features

• Get a loan 3X your savings.
• Flexible repayment period.
• Affordable interest rate on reducing balance.
• Easy guaranteeing mechanism.
• Quick processing period.

BIASHARA LOAN

Joinas Sacco has architectured this product to help r members expand ,facilitate and aid their businesses.

Features

• No guarantors required.
• Quick turn around time..
• Low Interest rates.
• Flexible repayment period.

RE-FINANCE LOAN

This product was customized to boost and revive stalled projects such as construction,businesses,agricultural etc. This commodity is issued in addition to other loan products in cases whereas the amount earlier advanced was not sufficient to complete the project.

Features

• Product is easily available to our members.
• Repayment period is flexible.
• Affordable interest rate on reducing balance.
• Easy guaranteeing mechanism.

SCHOOL FEES LOAN

Features

• Processed within 24hours.
• Benefits our members children and relatives.
• Flexible repayment period.
• low interest rates.
• Up-to 3X your savings.

EMERGENCY LOAN

Features

• Processed within 24hours.
• 30 days grace period.
• Affordable interest rate.
• Flexible Repayment period.
• Facilitates for high priority needs.

INSTANT LOAN

Features

• Offers fast money solutions for emergencies.
• Processed immediately.
• Low interest rate.
• Flexible repayment period.

HOUSEHOLD LOAN

Features

• Product is readily available to our members.
• Quick processing period.
• Repayment period is flexible.
• Low interest rate.

BODABODA LOAN

If you don’t have ready cash for buying bodaboda,you can approach Joinas Sacco for the same.Their interest rate is low and the amount awarded is enough to buy a brand new bodaboda.

Features

• Three Months of consecutive saving.
• No guarantors needed.
• Low interest rates.
• Free standing orders.
• Flexible repayment period.

AGRICULTURAL LOANS

These products are designed to cater for all members farming needs.

Moo loan

• Available to all active members for acquisition of high breed cows.

Biogas loan

• The Sacco links members with a team of qualified professionals to assemble and install a Biogas Digester at your home with free maintenance.

Chuff cutter

• This is for assisting members acquire modern farming equipment’s in order to simplify the workload of preparing feeds.

Feeds loan

• Assists members in the acquistion of quality feeds for livestock.

Bima loan

• Ensures that all members insurance needs are catered for within the Sacco.

AI loan

• This loan is to facilitate Veterinary needs for the members.