Below is how to apply for debit and credit cards at National Bank Kenya:

How to apply for credit cards

Visa Classic Card

What is required

• Original and copy of National ID/ valid passport
• KRA PIN certificate
• Duly filled Credit Card application form
• Latest pay slip – minimum net salary of between KSh 20,000
• Bank statements for the last 6 months
• For businesses, a minimum monthly turnover of KSh 150,000.

Rates and fees

• Card limits from KSh 30,000 – KSh 199,999
• Monthly Interest Rate – 3.5% of the total amount due
• Cash advance fee – 5% of amount accessed
• Late payment fee – KSh 1500
• Over limit fee – KSh 1,000
• Annual fee – KSh 2,500
• Supplementary card – KSh 1,000
• Minimum repayment – 10% of total billed amount

Visa Platinum Card

What is required

• Original and copy of National ID/ valid passport
• KRA PIN certificate
• Duly filled Credit Card application form
• Latest pay slip – minimum net salary of between KSh 267,000
• Bank statements for the last 6 months
• For businesses, a minimum monthly turnover of KSh 250,000.

Rates and fees

• Card limit from KSh 400,000
• Monthly Interest Rate – 3.5% of the total amount due
• Cash advance fee – 4% of amount withdrawn over the ATM.
• Late payment fee – KSh 1,500
• Over limit fee – KSh 3,000
• Annual fee – KSh 8,000
• Supplementary card – KSh 1,000
• Minimum repayment – 10% of total billed amount

Visa Gold Card

What is required

• Original and copy of National ID/ valid passport
• KRA PIN certificate
• Duly filled Credit Card application form
• Latest payslip – minimum net salary of between KSh 134,000
• Bank statements for the last 6 months
• For businesses, a minimum monthly turnover of KSh 250,000.

 Rates and fees

• Card limits from KSh 200,000 – KSh 399,999
• Monthly Interest Rate – 3.5% of the total amount due
• Cash advance fee – 4% of amount withdrawn over the ATM.
• Late payment fee –KSh 1500
• Over limit fee – KSh 2,000
• Annual fee – KSh 4,000
• Supplementary card – KSh 1,000
• Minimum repayment – 10% of total billed amount