First, Passy Ma Trevor started out as an HIV activist. And this is where she slowly built the trust that would later become her biggest weapon.
Hapa kama HIV activist, angewaambia watu vile wanafaa kuwapenda watu wanaishi na HIV, vile wanastahili kutendewa, na vile jamii inafaa kuwakubali na kuwapenda bila kuwahukumu.
She would even post emotional videos crying, talking about the struggles people living with HIV were going through and the different ways she was helping them. To anyone watching from the outside, she looked like someone with a genuine heart someone who cared deeply about people.
But behind all those emotional posts, something else was taking shape.
The sympathy was building trust. The trust was building a following. And that following would later become the perfect hunting ground for her victims.
Slowly, people started seeing her as more than just an activist. To many, Passy was a woman they could trust a woman who seemed genuinely concerned about other people’s struggles. She started organizing public fundraisers for people she presented as being in dire need. But only about 10% of the money raised would actually go toward helping the intended beneficiaries, while the rest was used to enrich herself.
Then came 2022.
By this time, Passy had already built a strong following and, more importantly, a reputation as someone people could trust. It was around this time that she made another move she announced that she was looking for people who wanted to invest their money and earn a monthly return.
She promised investors a staggering 23.5% return every month. To many Kenyans, hiyo ilikuwa kama jackpot imejileta yenyewe.
And because this was the same Passy they had watched online helping people, raising funds and speaking passionately about HIV awareness, many didn’t see a stranger asking for their money. They saw someone they already trusted.
One by one, people started sending their savings. Wengine wakatoa loans, wengine wakaingia na family and friends, all hoping that by the end of the month, their money would come back with that sweet 23.5% profit.
Many people were now Investing millions in her scheme since she also launched a new land firm that was selling plots via Lipa Mdogo Mdogo Plan ..
To them she was a business expert who would double their monies
So without due diligence or having met her in person, the investors who were in droves like the Serengeti wildebeests sent their hard earned millions not knowing that she was forwarding the same texts to all of em..
Meanwhile, all she did was edit the messages, wait for new investors and party after party b/c she was small girl & a big God.
Money was clearly not a problem. Sherehe alikuwa anapiga kweli kweli one high-end club after another, expensive lifestyle, expensive everything. On social media, it looked like Passy was living the kind of soft life most people could only dream about.
And you could see it from her own posts, especially whenever people started questioning where all this money was coming from.
In one instance, she responded rather arrogantly, claiming that Ksh 550,000 was too little money to con her because, according to her, hiyo ilikuwa tu pesa ametumia kununua bed yake.
Yaani, to her, 550K was not even “money money.” It was just a bed. And that statement only made people believe even more that this woman was genuinely loaded.
Moreover she’d also cook Spaghetti & Chicken for her dog which according to her the dog had been bored from eating Ugali like regular peasants..
So clearly, she was rich not to scam anyone.
And that lifestyle only made the investors put in even more money. Some became so convinced that the 23.5% was guaranteed that they started taking bigger risks wengine wakachukua loans, wengine wakaingia hadi kwa medical money, telling themselves, “Nitairudisha tu mwisho wa mwezi pamoja na 23.5%.”
Lakini wapi!
As the money kept coming in, Passy’s lifestyle only got bigger. She built herself a palatial home, bought cars through her boyfriend’s company and helped finance their expensive lifestyle.
On social media, the message seemed to be simple: “God, your daughter is grateful.”
Then, the 40th day finally arrived.
But instead of the promised 23.5% landing in their accounts, investors were met with silence.
All her phones were off. No calls. No replies. No Passy.
And just when the investors thought they could turn to the properties and assets she had acquired, another shock awaited them some of the properties had been registered in her mother’s name, with her mother said to be in Sudan.
Yaani, the people had put in their millions expecting profits, but now they couldn’t even figure out where their money was, where Passy was, or who legally owned the assets.
The investors were left in a complete quagmire, with millions hanging in the balance and one painful question echoing everywhere:
“Passy Ma Trevor, pesa yetu iko wapi?”
Then came Thursday, September 12, 2024.
After weeks of investors demanding their money and Passy going into hiding, detectives finally tracked her down to a hideout in Kantafu, Machakos County.
And just like that, the woman who had disappeared with her phones switched off was finally in police custody.
Passy Ma Trevor had been arrested.
She was taken to Kasarani Police Station as detectives began piecing together the millions lost by her investors.
But this was only the beginning of an even bigger legal battle.
But the arrest was only the beginning.
Passy Ma Trevor and her co-accused, George Mutua Mutunga alias Imran, were eventually taken to the Makadara Law Courts, where they faced charges of obtaining money by false pretences, conspiracy to defraud, and operating a collective investment scheme without the required licence.
The prosecution told the court that 79 complainants had allegedly lost more than Ksh 80 million, after being promised monthly returns of 23.5%. Both Passy and Imran pleaded not guilty to the charges.
On 13 November 2024, the Makadara court denied her bond and ordered that she remain in remand.
In March 2026, the High Court reviewed Passy’s bail terms, reducing them to a Ksh 30 million bond with two sureties of a similar amount, or Ksh 10 million cash bail with one recognised Kenyan citizen. The criminal case itself remains before the Makadara courts.
So, for the investors who lost their money, the story is far from over.
The question now is simple will they ever get their millions back?
