If you have Ksh100,000 in Kenya, there are various ways in which you can invest it and earn income. With good investment decision, the Ksh100k will generate Ksh1 million in 3 years. Below we list some of the best ways to invest the money.

Buy Sacco shares

Identify a good Sacco and buy shares. Ksh100,000 will be generating dividends of Ksh 15,000 to Ksh25,000 annually. This is money that you are assured of.

Ensure that you buy shares from a stable Sacco without a court case. The dividends are usually at least 13% of the investment.

During the time of leaving the Sacco,you have to transfer your shares to someone else.

Buy Treasury Bonds

Treasury Bonds are sure investments. You can invest as little as Ksh50,000. The interest is paid every 6 months. With Ksh100,000,you will earn interest of at least Ksh10,000 every 6 months.

Invest in Money Market Fund

Money Market Fund is also a good investment to make in Kenya. If you invest Ksh 100,000,you will make Ksh 13,000 to Ksh20,000 per year. Currently, interest for MMF is 10% to 18%.

The Minimum Investment ranges between Ksh100 and Ksh5,000. Some of the best companies include Ziidi MMF, CIC MMF, APA MMF, Old Mutual MMF and ETICA MMF.

Start a profitable business

Besides investing in the products listed above, you can also start a business. I would advise that you start a business because profits will be higher than the interest you will earn from Treasury Bonds and MMF.

Most profitable businesses to start in Kenya with Ksh100,000

Mpesa and Bank agency business—Ksh100,000

Wines and Spirits—Ksh100,000

Grocery Shop—Ksh100,000

Kinyozi and Salon—Ksh100,000

Car Wash—Ksh100,000

Perfume refill business—Ksh100,000

Kibanda ya chakula—Ksh100,000

Boda boda business—Ksh100,000