Senti is one of the best Mobile Apps in Kenya which offers loans through Mpesa.They give loan amount of up to Ksh 40,000. There are four levels of borrowing: Bronze, Silver,Gold and Platinum
Loan limit for each category
Bronze—Ksh 5,000
Silver—Ksh 10,000
Gold—Ksh 20,000
Platinum—Ksh 40,000
Loan Interest Rate
The interest rate range between 15% and 30% per year. The higher the loan the lower the interest rate. The faster you pay, the lower the interest rate.
Customer Care Contacts
Phone Number: 254712-517-910
Working Hours: 8am – 7pm Mon to Fri and 9am – 3pm on Sat and Sun
How to apply for a loan at Senti
To apply for a loan, download Senti App.Using your ID Number and Phone Number, register. After registration, set your pin. Once you log-in, Senti will allow you to apply for the loan.
Minimum and maximum loan amount
The minimum loan amount to apply from Senti is Ksh 1,500 and the maximum loan amount is Ksh 40,000.
How to pay Senti Loan through the Paybill Number
Senti Loan repayment is through the Paybill number 517910.
How to repay your loan
- Go to Mpesa
- Select Lipa Na Mpesa
- Select Paybill
- Enter Business Number (517910)
- Enter Account Number (Your Phone Number)
- Enter Amount
- Enter Mpesa Pin and send
You will receive a confirmation message that the money has been received.
Will you be listed with CRB if you don’t pay your loan?
Yes. In case you default your loan repayment, Senti will list you with CRB.Ensure that you pay you loan in time to avoid being listed with CRB.
How to increase your loan limit
Pay your loan in time and avoid being listed in CRD.You should also apply for a loan immediately you complete repaying the previous one.
If you take a loan consistently, your limit will be increased over time and in 1 year, you will be awarded the maximum loan of Ksh 40,000.
