At UBA Bank,you can take a loan,open and operate an account. They also have branches where to visit and get your issues sorted.
UBA Bank Kenya Mpesa Charges
Bank to M-Pesa Charges
| Range (KES) | Transaction Charges (KES) |
| 1 – 100 | |
| 101 – 500 | 11 |
| 501 – 1,000 | 15 |
| 1,001 – 1,500 | 18 |
| 1,501 – 2,500 | 25 |
| 2,501 – 3,500 | 35 |
| 3,501 – 5,000 | 47 |
| 5,001 – 7,500 | 57 |
| 7,501 – 20,000 | 67 |
| 20,001 – 150,000 | 70 |
UBA Bank Kenya Branches and Contacts
UBA Kenya Customer Care Contacts
Imperial Court Westlands Ground Floor, Nairobi, Kenya.
+254 711 027 099
Email: cfckenya@ubagroup.com
| Branch Code | Branch Name |
| 002 | Enterprise Road |
| 099 | Head Office |
| 004 | Mombasa |
| 005 | Nakuru |
| 003 | Upper Hill |
| 001 | Westlands |
– Westlands Branch – Ground Floor, Imperial Court, Westlands Road, Nairobi.
– Enterprise Branch – First Floor, Enterprise Center, Enterprise Road, Nairobi.
– Upperhill Branch – Ground Floor,NHIF Building, Upperhill Branch, Nairobi.
– Nakuru Branch – Vickers House, Kenyatta Avenue, Nakuru.
– Mombasa Branch – Harbour House, Moi Avenue, Mombasa.
UBA Bank Personal Accounts
UBA General Savings Account
At UBA Kenya we offer you the ability to have a general savings account where you can track all your savings with us.
Features
Opening balance – KES 1,000
Minimum balance – KES 1,000
To encourage savings discipline, you can withdraw only once a month.
No monthly maintenance fees.
Benefits
Attractive interest rates on your deposits p.a
SMS & email alerts
Access to UBA online banking
Access to mobile banking
Free E-statement & Email alert
No ledger / maintenance charges levied on this account.
Regular attractive interest paid on the account
Access to other bank products / services at concessionary rates.
Target Market
o Individuals in both the private and public sector
o Business men and women
o Clubs and associations
o Sales enterprise and Partnership companies
Benefits of A general savings account
o Attractive interest rates of up to 4%
o Access to all other UBA services and Products
o Safety and security on your saving.
Product Pricing
o Opening balance of KES 5000
o Operating balance of KES 5000
o No other charges on the account
Current Account
Pay as you go current account allows you to pay only for transactions carried out. With no ledger or maintenance fee, you only pay for what you use.
Features
o Opening balance KES 1000
o Nil operating balance
o Nil monthly fee
o Standard tariff applicable for all transactions
o Unlimited number of withdrawals via cheque and ATM
o Nil charge on internal transfers between accounts held at UBA
o No charge on account statements
o Access to online statements
o Debit card available
Benefits
o Customer only pays for required services
o No ledger/ maintenance charges levied on this account
o Access to other bank products/ services at concessionary rates
UBA Bank Corporate Banking Accounts
SME Banking
Benefits
Doorstep banking: Get the convenience of banking at your doorstep rather than ferrying the cash to and from the nearest branch.
- No cash handling fees
- Access to online banking as per the bank’s tariff
- Unlimited withdrawals
- Access to loan facilities and overdrafts
- Cheque book available
UBA X AfCFTA
We are committed to supporting SMEs across Africa
Who can benefit?
- Traders
- Sole Proprietors
- Corporate Banking Customers
Focus Industries
- Agro-processing
- Pharmaceuticals
- Automotive
- Transport and Logistics
Business Current Account
Does your business require an account with low opening balance, affordable monthly maintenance fee and easy access to credit facilities? UBA’s business current account is a transactional account ideal for sole proprietors, partnerships and SMEs.
Features
- Opening balance – Ksh 5000
- Nil operating balance
- Monthly fee- Ksh 300
- Unlimited no of withdrawals via cheque either in person or by presentation of a cheque/ bank draft, direct debit , electronic funds transfer etc.
Benefits
- Access top UBA’s robust e-banking services
- Personalized relationship management
- Access to a wide range of credit facilities
- Access to other products and services
Corporate Current Account
Demand deposit account (DDA) for Corporate Organizations businesses in which funds deposited are payable on demand either in person or by presentation of a cheque by third party, bank draft, direct debit or electronic fund transfers. Its features include a minimum opening balance. The benefits of this account includes ranges from access to credit facilities, Lodgment of cheque and dividend warrants, allow use of cheque book and access to internet banking
- Private Limited Liability companies, Public Quoted companies and Multinational companies.
UBA Bank Kenya Loans
Check Off Loan Facility
No dreams are too big, realize them with an unsecured check off loan of up to KES 5,000,000 from Africa’s Global Bank! The check off loan that is accessible to government employees is repayable in up to 72 months (6 years).
Features & Benefits
- 1. Maximum limit of Kes 2 million per customer
- 2. Maximum tenor of 30 days revolving
- 3. NO Security required
- 4. TAT of 14 days
- 5. For UBA customers: The customer must have operated an account at UBA for at least 3 months.
- 6. For new customers: The customer must have operated an account at UBA for at least 1 month, the client will provide a certified bank statement for 12 months.
Unsecured Short Term Overdraft
Accessible to both SME, commercial & Retail customers, the facility helps you manage your day to day cash flow, unexpected business expenses and working capital.
- 1. Maximum limit of Kes 2 million per customer
- 2. Maximum tenor of 30 days revolving
- 3. NO Security required
- 4. TAT of 14 days
- 5. For UBA customers: The customer must have operated an account at UBA for at least 3 months.
- 6. For new customers: The customer must have operated an account at UBA for at least 1 month, the client will provide a certified bank statement for 12 months.
Asset Finance
The credit program that gives you the opportunity to own those assets you have always longed for.
Benefits
- Convenient terms of payment.
- The opportunity to own your own asset without having to save for a long period
- Competitive interest rates.
Target Audience
- Confirmed employees of reputable organisations in the private or public sector
- Individuals whose salaries must have been paid through UBA for at least 1 month
- UBA account holders
- Business people who have been in business at least 12 months.
Unsecured Short Term Overdraft
Manage your day to day cash flow, unexpected business expenses and working capital with a flexible short term facility that gives you increased liquidity, allowing you to run your business smoothly
- Features
• Maximum limit of KES 2 Million
• Maximum repayment period of 30 days
• No security required
Benefits
• Quick cash flow solution for your business
• No security required
• Fast approval process
• Minimum documentation required
Requirements
• Be a UBA account holder for 1 month
• 12 months certified bank statements
Short-Term Business Loan
The UBA Short-Term Business Loan is ideal for Micro, Small, and Medium sized businesses.
- Competitive rates
- Flexible repayment period
- Available in multiple currencies
Long-Term Loans
UBA’s Long-Term Loans are ideal for Large Corporates, Multinationals, and Governments.
- Competitive rates
- Repayment period of up to 7 years
- Available in multiple currencies
- Available in multiple jurisdictions
- Flexibility to consist of multiple instrument e.g. Bridge-Financing, Syndications e.t.c.
- Auxilliary benefits could extend to Cash Management, Budget Gap Solutions, Value-Chain Financing e.t.c.
