In Nairobi, salary of Ksh 15,000 is so little but you can survive on it. People like watchmen, waiters, supermarket attendants, cleaners and house managers earn less than Ksh 30,000, their salary bracket is Ksh10,000 to Ksh 20,000. In case your salary is in the neighbourhood of Ksh 15,000, this is how to spend it wisely.
Avoid destructive habits
Avoid having many girlfriends, avoid alcohol and betting. Don’t buy things you didn’t budget for.
How to budget your salary
Rent—Ksh 3,000 to Ksh 4,000
Food and transport—Ksh 7,000
Other expenses—Ksh 2,000
You will remain with a maximum of Ksh 2,000. Open a Sacco account and start saving Ksh 1,000 monthly. After 1 or 2 years, start a side hustle with your savings.
Best estates to live in Nairobi for Ksh 3,000 to Ksh 4,000 rent
- Kayole
- Pipeline
- Githurai
- Kangemi
- Rongai
- Ngong
- Kibera
- Njiru
- Ruaka
- Kawangware
- Mukuru Kwa Njenga
- Mathare
You can also live in the outskirts of Nairobi like Juja, Ruiru,Joska or Kikuyu.
A salary of Ksh 15,000 is not good in Nairobi. You cannot do any serious investment with this salary. You have to really squeeze yourself in order to save even Ksh 500 per month. You have to forfeit entertainment and other luxuries. If possible, rent a house which is close to your work station where you can walk to work.
If you depend on Ksh 15,000 salary, you will grow old poor. For you to change your situation, save some cash and start a side hustle with it.
