“Last year we buried our father and spent over Ksh 600,000 for funeral. The death caught us off-guard. My aunt is suffering from diabetes and she is old. I also have my mother who is aged 8 years. I am afraid that we might not afford funeral expenses in future. I want you to list some of the best funeral expense covers in Kenya—I want to join one of them. I also want to know how much money I will be paying for the over”
Answer
Cooperative Bank
Cover amount—Ksh 100,000 to Ksh 500,000
Age—18 to 75 years
You will be allowed to pay as little as Ksh 1,000 per month.
Britam Insurance
Cover amount—Ksh 150,000 to Ksh 500,000
Age limit:18 years to 82 years
Minimum premium amount—Ksh 770
Old Mutual Insurance
Cover amount—Ksh 50,000 to Ksh 500,000
Age limit—18 years to 75 years
Covers up to 5 members of your family
Minimum cover amount—Ksh 500
APA Insurance
Cover amount—Ksh 50,000 to 500,000
Policy term—5 to 10 years
Age limit—18 years to 80 years
KCB Bank
Cover amount—-Ksh 50,000 to Ksh 1.2 million
Minimum cover amount—-Ksh 500
CIC Insurance
Cover amount—Ksh 50,000 to Ksh 500,000
Maximum benefit for children—Ksh 100,000
Maximum benefit for parents and inlaws—Ksh 200,000
Jubilee Insurance
Cover amount—Ksh 50,000 to Ksh 500,000
Age limit—18 years to 75 years
All these covers are excellent.
“I had taken CIC Insurance in 2021.I was paying premium amount of Ksh 1,000 monthly. In 2023 my husband died. He had been suffering from diabetes.CIC paid Ksh 277,000 through the cover. It helped us foot most of the funeral expenses.
A number of Kenyans I have talked with praise Jubilee Insurance, Cooperative Insurance, APA and Britam.There is no issue when it comes to settlement of cover payments.
Funeral insurance cover is important especially for long distance drivers and families with hereditary diseases. It’s also important for people aged over 60 years.
Spending Ksh 500-Ksh 1000 will save you from funeral expenses. Anyone can die and death is mandatory.
When selecting insurance cover, go for that one that will settle the payment. Some of them may take you in circles, but the ones listed above are genuine—they have good reviews.
