Safaricom has revised the withdraw charges through Mpesa. Below we provide a table that shows the details:
Mpesa Transaction Charges(2025)
TRANSACTION RANGE (KSHS) TRANSACTION TYPE AND CUSTOMER CHARGES (KSHS) MIN MAX TRANSFER TO M-PESA USERS, POCHI LA BIASHARA AND BUSINESS TILL TO CUSTOMER TRANSFER TO OTHER REGISTERED MOBILE MONEY USERS WITHDRAWAL FROM M-PESA AGENT 1 49 Free Free N/A 50 100 Free Free 11 101 500 7 7 29 501 1,000 13 13 29 1,001 1,500 23 23 29 1,501 2,500 33 33 29 2,501 3,500 53 53 52 3,501 5,000 57 57 69 5,001 7,500 78 78 87 7,501 10,000 90 90 115 10,001 15,000 100 100 167 15,001 20,000 105 105 185 20,001 35,000 108 108 197 35,001 50,000 108 108 278 50,001 250,000 108 108 309
ATM Withdrawal Tariff Min Max Kshs 200 2500 35 2501 5000 69 5001 10000 115 10001 35000 203
OTHER TRANSACTIONS KSHS All Deposits FREE M-PESA Registration FREE Buying Airtime through M-PESA FREE M-PESA Balance Enquiry FREE Change M-PESA PIN FREE
Note:
Maximum Account Balance is Kshs.500,000
Maximum daily transaction value is Kshs.500,000
Maximum amount per transaction is Kshs.250,000
You cannot withdraw less than KShs. 50 at an M-PESA agent outlet.
You cannot transfer over Ksh35,000 to unregistered number.The maximum amount of money to withdraw from ATM is Ksh 35,000 per day.
ATM Withdrawal charges(2025)
Range (Kshs) ATM Withdrawal Fee (Kshs) 200 – 2,500 35 2,501 – 5,000 69 5,001 – 10,000 115 10,001 – 35,000 203
Mpesa Paybill charges(2025)
Transaction Range Customer Pays Business Pays Total 0 – 49 0 0 0 50 – 100 0 0 0 101 – 500 5 0 5 501 – 1,000 10 0 10 1,001 – 1,500 10 5 15 1,501 – 2,500 13 7 20 2,501 – 3,500 16 9 25 3,501 – 5,000 16 18 34 5,001 – 7,500 17 25 42 7,501 – 10,000 18 30 48 10,001 – 15,000 18 39 57 15,001 – 20,000 19 43 62 20,001 – 25,000 20 47 67 25,001 – 30,000 20 52 72 30,001 – 35,000 21 62 83 35,001 – 40,000 23 76 99 40,001 – 45,000 23 80 103 45,001 – 50,000 24 84 108 50,001 – 70,000 24 84 108 70,001 – 250,000 24 84 108
Business Bouquet Paybill charges
Transaction Range Customer Pays 0 – 49 0 50 – 100 0 101 – 500 5 501 – 1,000 10 1,001 – 1,500 15 1,501 – 2,500 20 2,501 – 3,500 25 3,501 – 5,000 34 5,001 – 7,500 42 7,501 – 10,000 48 10,001 – 15,000 57 15,001 – 20,000 62 20,001 – 25,000 67 25,001 – 30,000 72 30,001 – 35,000 83 35,001 – 40,000 99 40,001 – 45,000 103 45,001 – 50,000 108 50,001 – 70,000 108 70,001 – 250,000 108
Customer Bouquet Tariff
Transaction Range Business Pays 0 – 49 0 50 – 100 0 101 – 500 5 501 – 1,000 10 1,001 – 1,500 15 1,501 – 2,500 20 2,501 – 3,500 25 3,501 – 5,000 34 5,001 – 7,500 42 7,501 – 10,000 48 10,001 – 15,000 57 15,001 – 20,000 62 20,001 – 25,000 67 25,001 – 30,000 72 30,001 – 35,000 83 35,001 – 40,000 99 40,001 – 45,000 103 45,001 – 50,000 108 50,001 – 70,000 108 70,001 – 250,000 108
