Below is how to apply for debit and credit cards at National Bank Kenya:
How to apply for credit cards
Visa Classic Card
What is required
- Original and copy of National ID/ valid passport
- KRA PIN certificate
- Duly filled Credit Card application form
- Latest pay slip – minimum net salary of between KSh 20,000
- Bank statements for the last 6 months
- For businesses, a minimum monthly turnover of KSh 150,000.
Rates and fees
- Card limits from KSh 30,000 – KSh 199,999
- Monthly Interest Rate – 3.5% of the total amount due
- Cash advance fee – 5% of amount accessed
- Late payment fee – KSh 1500
- Over limit fee – KSh 1,000
- Annual fee – KSh 2,500
- Supplementary card – KSh 1,000
- Minimum repayment – 10% of total billed amount
Visa Platinum Card
What is required
- Original and copy of National ID/ valid passport
- KRA PIN certificate
- Duly filled Credit Card application form
- Latest pay slip – minimum net salary of between KSh 267,000
- Bank statements for the last 6 months
- For businesses, a minimum monthly turnover of KSh 250,000.
Rates and fees
- Card limit from KSh 400,000
- Monthly Interest Rate – 3.5% of the total amount due
- Cash advance fee – 4% of amount withdrawn over the ATM.
- Late payment fee – KSh 1,500
- Over limit fee – KSh 3,000
- Annual fee – KSh 8,000
- Supplementary card – KSh 1,000
- Minimum repayment – 10% of total billed amount
Visa Gold Card
What is required
- Original and copy of National ID/ valid passport
- KRA PIN certificate
- Duly filled Credit Card application form
- Latest payslip – minimum net salary of between KSh 134,000
- Bank statements for the last 6 months
- For businesses, a minimum monthly turnover of KSh 250,000.
Rates and fees
- Card limits from KSh 200,000 – KSh 399,999
- Monthly Interest Rate – 3.5% of the total amount due
- Cash advance fee – 4% of amount withdrawn over the ATM.
- Late payment fee –KSh 1500
- Over limit fee – KSh 2,000
- Annual fee – KSh 4,000
- Supplementary card – KSh 1,000
- Minimum repayment – 10% of total billed amount
