Below we provide important details about KWFT,loans,accounts,branches and contacts:
KWFT Contacts
Call Anytime
24 hrs Customer Service: 0703 067 700
Pilot Line: 0703 067 000
Airtel: 0730 167 000
Send Email
info@kwftbank.com
customerservice@kwftbank.com
Visit Office
KWFT Centre, Kiambere – Masaba Road,
Junction, Upperhill Nairobi
P.O. Box 4179 – 00506
Nyayo Stadium, Nairobi
Opening Hours
Monday – Friday
8:30 AM- 4:00 PM
Saturday
8:30 AM- 1:00 PM
KWFT Branches, Location and Contacts
- KWFT Head Office
Akira House, Kiambere Road, Upper Hill
Tel: 0703 067 700, 0730 167 000
- Jogoo Road Branch
KCB Building, off Jogoo Road
Tel: 020 2176924, 0716 666506
- Kasarani Branch
Nesther Building off Mwiki Road
Tel: 020 2522389, 0716 666233
- River Road Branch
KWFT Building, Junction of Accra Rd and River Rd
Tel: 020 2522171, 0716 666501
- Nairobi West Branch
Pima House off Langata Road
Tel: 020 2359501, 0716 666503
Kenya Women Microfinance Bank (KWFT), formally Kenya Women Finance Trust is a Deposit Taking Business whose mission is to partner with women to enable them to create wealth and enhance their livelihoods.
KWFT Bank has been in existence for over three decades and boasts of a network of branches of over 245 offices spread around the country.
This, according to KWFT, is an effort to reduce inequalities and enhancing financial inclusion by ensuring its services and products are available to all women and their families wherever they are in every part of the nation.
KWFT serves a unique niche in Kenya and Africa as indicated in its slogan “Banking on Women”, being a women-only financial institution.
KWFT has a unique lending model whereby before clients uptake loans, they are taken through an 8-week business training where they learn various skills such as bookkeeping, record keeping and how to save.
Thereafter, the clients hold monthly meetings with the KWFT officers to help them walk the financial journey.
KWFT Branches, Location and Contacts
- KWFT Head Office
Akira House, Kiambere Road, Upper Hill
Tel: 0703 067 700, 0730 167 000
- Jogoo Road Branch
KCB Building, off Jogoo Road
Tel: 020 2176924, 0716 666506
- Kasarani Branch
Nesther Building off Mwiki Road
Tel: 020 2522389, 0716 666233
- River Road Branch
KWFT Building, Junction of Accra Rd and River Rd
Tel: 020 2522171, 0716 666501
- Nairobi West Branch
Pima House off Langata Road
Tel: 020 2359501, 0716 666503
- Upper Hill Branch
KMA Center, Off Mara Road, Upperhill
Tel: +254212721511, 0703067110, 0708228253
- Kawangware Branch
Rivonia House, off Naivasha Rd
Tel: 020 2077735, 0716 263545, 0716 666504
- Rongai Branch
Tyme Arcade, Magadi Road
Tel: 020 2618230, 0716 666505
- Gikomba Branch
Mt. Kenya General HardWare & Ele. Ltd House, Kombo – Munyiri Road
Tel: 020 2359510, 0716 666502
- Ruiru Branch
Madaraka C.K. Building, Ruiru Town
Tel: 0770 375758, 0714 582689
- Kariobangi Branch
Nginu Plaza, Outer Ring Road
Tel: 020 4408523
- Adams Branch
Rehema Place, Off Ngong Road
Tel: 020 2493111, 0717 736630
- Gatundu Branch
Kenya Women Microfinance Bank (KWFT), formally Kenya Women Finance Trust is a Deposit Taking Business whose mission is to partner with women to enable them to create wealth and enhance their livelihoods.
KWFT Bank has been in existence for over three decades and boasts of a network of branches of over 245 offices spread around the country.
This, according to KWFT, is an effort to reduce inequalities and enhancing financial inclusion by ensuring its services and products are available to all women and their families wherever they are in every part of the nation.
KWFT serves a unique niche in Kenya and Africa as indicated in its slogan “Banking on Women”, being a women-only financial institution.
KWFT has a unique lending model whereby before clients uptake loans, they are taken through an 8-week business training where they learn various skills such as bookkeeping, record keeping and how to save.
Thereafter, the clients hold monthly meetings with the KWFT officers to help them walk the financial journey.
KWFT Branches, Location and Contacts
- KWFT Head Office
Akira House, Kiambere Road, Upper Hill
Tel: 0703 067 700, 0730 167 000
- Jogoo Road Branch
KCB Building, off Jogoo Road
Tel: 020 2176924, 0716 666506
- Kasarani Branch
Nesther Building off Mwiki Road
Tel: 020 2522389, 0716 666233
- River Road Branch
KWFT Building, Junction of Accra Rd and River Rd
Tel: 020 2522171, 0716 666501
- Nairobi West Branch
Pima House off Langata Road
Tel: 020 2359501, 0716 666503
- Upper Hill Branch
KMA Center, Off Mara Road, Upperhill
Tel: +254212721511, 0703067110, 0708228253
- Kawangware Branch
Rivonia House, off Naivasha Rd
Tel: 020 2077735, 0716 263545, 0716 666504
- Rongai Branch
Tyme Arcade, Magadi Road
Tel: 020 2618230, 0716 666505
- Gikomba Branch
Mt. Kenya General HardWare & Ele. Ltd House, Kombo – Munyiri Road
Tel: 020 2359510, 0716 666502
- Ruiru Branch
Madaraka C.K. Building, Ruiru Town
Tel: 0770 375758, 0714 582689
- Kariobangi Branch
Nginu Plaza, Outer Ring Road
Tel: 020 4408523
See also: KCB Bank Salary Advance Loan Features, How to Apply
- Adams Branch
Rehema Place, Off Ngong Road
Tel: 020 2493111, 0717 736630
- Gatundu Branch
Irene Rose House, Gatundu Road
Tel: 020 2359506 , 0716 666232
- Limuru Branch
Madaraka Grand View Plaza
Tel: 020 3503819 , 0716 666235
- Kiambu Branch
Ichwancwa Building Kikuyu Onderi Road
Tel: 020 8007155, 0716 666509
- Nkubu Branch
Munene Thuranira Building, Embu – Meru Highway
Tel: 0777 313112
- Thika Branch
Mburu Plaza, Kwame Nkurumah Road, Thika
Tel: 0702 114185
- Meru Branch
Hart Towers, Njuri Ncheeke Street, Ikumbo Road
Tel: 064 3130460/4707387318
- Busia Branch
Rainbow House, Off Busia – Kisumu Road
Tel. 055 22129/ 704854360
- Kitale Branch
Trans NZoia Women Plaza, off Kenyatta Street
Tel: 054 31172/991, 0705 114189, 0721798336
- Kisumu Branch
1st Floor, Central Square Building, Oginga Odinga Road
Tel: 0572023411/2, 0708 988429
- Kakamega Branch
Kholera House, off Cannon Awori Street
Tel: 056 2031360/ 31368/056/ 2031332
- Emali Branch
Mbilo Building next to Ithumba Hotel along Old Mombasa Road
Tel: 020 2503007
- Marsabit Branch
Tel: 0703 067 700
- Engineer Branch
Kahuru Building, Along Naivasha Road
Tel: +254-716666256
- Malaba Branch
Gidee Plaza, Uganda Road
Tel: 0202108139, 0716666287
- Marigat Branch
KWFT Building, Marigat Hospital Road
- Njabini Branch
Opposite Njambini main stage
Tel: 0703 067 700
- Ravine Branch
KWFT House, Eldama Ravine – Kamwosor Road.
Tel: +2545175206
- Eldoret Branch
Miyako Building, Moi Street
Tel: 0532030025/38, 0717262996
- Kericho Branch
Samora Building, off Tengecha Road
Tel: 052-2030382/ 2030422/ 0715-513417
- Lodwar Branch
Omega Building, off Lolgum Road
Tel: 05421401, 0716666250, 0775820266
- Bomet Branch
Kipchamba Street, Bomet
Tel:0723 485838
- Nyamira Branch
Sakami Building, Nyamira Kisii Road
Tel: 0724248577
- Kisii Branch
Ouru Towers Ground Floor, Kisii – Kisumu Road
Tel: +254703683614
- Mount Kenya West Branch
Konahouti Building, Kenyatta Street
Tel: 612032257/ 721331905
- Karatina Branch
Country Inn, Commercial Road
Tel: 0704 872442
- Nyeri Branch
Nyeri Shopping Complex, Kimathi Way
Tel: 061 2037757, 0716666271
- Embu Branch
Eunice Nyaga Plaza, Kenyatta Highway, Embu
Tel: 068 2230984, 0703 683612
- Kangari Branch
Gatundu – Juja Road
Tel: 202425189, 0716 666274
- Mwea Branch
Along Mwea – Embu Highway, next to Mwea stage
Tel: 020 2374717, 0716 666512
- Kajiado Branch
Tel: 0719 811802, 045-21011, 0770 408145
- Makueni Branch
Tel: 020 2695172, 0716 263463
- Kangundo Branch
Contact: 0770 783592
- Machakos Branch
KWFT Building, Syokimau Rd
Tel: 044 2020551, 044 2021402, 0705 114188
- Malindi Branch
Malindi Mall, off. Malindi – Mombasa Highway
Tel: 0422131049, 0715513311
- Watamu Branch
Richland, off Richland Rd
Tel: 0202617252, 0722916325
- Diani Branch
Rongai Building, Mombasa Lunga Lunga Rd
Tel: 0773629121, +254-773397734
- Kilifi Branch
Next To Imarika Sacco, Kilifi Towmcharo Wamae Road
Tel: 0417522473 , 0716 666523
- Voi Branch
Emali Maghonyi Building off Bazaar Street
Contacts: 043 2030957, 0716666267
- Malindi North Branch
Barani Plaza along Kenyatta Lane
Tel: 0422130275, 0716666521
- Bamburi Branch
KWFT Building, Bamburi Mtambo (Bamburi Mwisho)
Tel: 0725 495 548
- Mombasa Branch
Hassanali Building, Nkurumah Rd
Tel: 041 2313604, 0721 482316
- Mtwapa Branch
Danicha Plaza, off Mombasa Road
Tel: 020 2180783, 0716666259
- Likoni Branch
Umoja Arcade King, Shelly Beach Road, Mombasa
Tel: 020-2310340, 0716 666243
- Rongo Branch
Zack 4 Building, Posta Street
Tel: 0202020356
- Nyatike/ Sori Branch
Opposite Zhanjiang Hotel Floor 1 Sori Primary Road
Tel: 0772 594857
- Bondo Branch
Cajo Supermarket, Main Street, Bondo
Tel: 0202597155
- Isebania Branch
Complex Building, Migori – Sirare Highway
Tel: 0774 090859
- Muhoroni Branch
Opposite Post Office Muhoroni Nyayo Hospital Road
Tel: +254-726110324
- Ahero Branch
Tel: 0703 067700
- Awendo Branch
Gango Building, Along Awendo Isebania Road, Sare
Tel: 0720 2375696
- Usenge Branch
Tel: 0703 067700
- Turbo Branch
Kogo Plaza, Eldoret – Webuye Rd, Turbo
Tel: +254-728109891
- Bungoma Branch
Ifthim Building Moi Avenue
Tel: 020-2167140, 0721 298665
- Butere Branch
Location: Tsalwa Plaza, Butere
Contacts: 0703 067700
- Webuye Branch
Arcade House Ground Floor Along Moi Avenue
Tel:+254-723227048
- Serem Branch
Tel: 0703 067700
- Vihiga Branch
Ground Floor next To Equity Bank Chavakali – Kisumu Road
Tel: 0202635353
- Migori Branch
Tel: 0703 067700
- Moi’s Bridge Branch
Eldoret-Kitale Rd, Moi’s Bridge
Tel: 0703 067700
- Keroka Branch
Tel: 0703 067700
- KapCherop Branch
KapCherop
Tel: 0703 067700
- Kapsabet Branch
Tel: 0703 067700
- Kapsowar Branch
Opposite Kapsowar Post Office
Tel: 0703 067700
- Kabarnet Branch
Opp View Point Hotel. Kabarnet
Tel: +254-772572241
- Kesses Branch
Square House, Kesses Lessos Road, Kesses
Tel: +254-703067805
- Naivasha Branch
Western Building, Moi Road, Naivasha
Tel: +254-708988432
- Sotik Branch
Next To Akshar Hardware Sotik Town
Tel: +254-771300893
- Litein Branch
Salbey Building, Kericho – Kisii Highway
Tel: +254-771055260
- Nakuru Branch
Tel: 0703 067700
- Sosiot Branch
Next To Dcsosiot’s Office, Kapsoitsondu Road. Sosiot
Tel: +254-518011741
- Narok Branch
Kaiki Building, Nairobi Bomet Road
Tel: +254-202669698
- Iten Branch
Tel: 0703 067700
- Molo Branch
Opposite Mali Rahisi Wholesalers, Molo Police Line Road
Tel: 020-202318090
- Kendu Bay Branch
Katito Road Kendu Bay
Tel: 0708198755
- Siongiroi Branch
Tel: 0703 067700
- Muhuru Branch
Tel: 0703 067 700
- Ndanai Branch
Tel: 0703 067700
- Nyahururu Branch
Gathirimu Building, Subukia Road
Tel: +254-65-207867724
- Ikonge Branch
Tel: 0703 067700
- Marigat Branch
KWFT Building, Marigat Hospital Road
Tel: 0703 067000
- Garesen Desk Branch
Tel: 0721482443
- Hola Branch
Tel: 0716666249
- Mariakani Branch
Tel: 041-2013444, 0716 666228
- Kyuso Branch
Tel: 0704-525948
- Mwingi Branch
Tel: 044-20822426
- Kisauni Branch
Tel: 020-2124615, 0716 666229
- Kibwezi Branch
Tel: 020-2618222, 0716 666239
- Mtito Andei Branch
Tel: 020-2618249, 0717 262999
- Narumoru
Tel: 020-8027189, 0708 988430
KWFT Savings products, accounts and account opening requirements
Tausi Junior Account
Why Choose this Account?
- Children grow up with money management skills
- Open to both boys and girls
- Free Home Bank
- Free Bankers Cheque for school fees
- Free standing order to Tausi Junior Account
- Competitive interest rates
- No Account Maintenance Fee
What is required to open this account
- Copy of child’s birth certificate or notification slip
- Copy of ID for the parent/guardian
- Recent, colored passport size photo
- Copy of KRA PIN for the parent/guardian
Tausi Teen Account
One of the best things a parent can show their teen daughter/son is how to achieve financial freedom by managing their cash with Tausi Teen Account. This account is for both boys and girls of age 12 – 17 years.
Why Choose this Account?
- Cultivating a saving culture
- One Free bankers’ cheque per term
- Zero opening balance
- Free statement per year
- Attractive interest rates
- No monthly maintenance fee
- Low minimum operating balance
What is required to open this account
- Copy of child’s birth certificate or notification slip
- Copy of ID for the parent/guardian
- Recent, colored passport size photo
- Copy of KRA PIN for the parent/guardian
Student Account
This account encourages young ladies aged 18-26 years in learning Institutions to build a culture of financial freedom.
Why Choose this Account?
- Financial freedom and Independence
- Easy access to money through Mobile Banking and ATM
- First priority for internship – especially those enrolled in banking/finance courses
- Access to mentorship programs
What is required to open this account
- Copy of ID for the parent/guardian
- Student ID/letter of admission or Introduction letter from the Institution
- Passport size photo
- Copy of KRA PIN
Inuka Transaction Account
The transaction account serves business customers who need to access their money regularly.
Why Choose this Account?
- Low minimum operating balances
- Attractive interest rates
- Consideration when one applies for a loan
- Standing order available
- Unlimited daily access to funds via counter, ATMs and Mobile Banking
What is required to open this account
- Copy of ID
- Recent. Colored passport size photo
- Copy of KRA PIN
Tegemeo Savings Account
Tegemeo savings account is recommended for individuals, joint, groups and entities who have specific saving goals that they wish to attain over a period of time.
Why Choose this Account?
- Low minimum operating balance
- Attractive interest rates
- Special consideration when one applies for a loan
- No ledger and account maintenance fees
- No charges on cash deposit fee
What is required to open this account
- Copy of ID
- Recent. Colored passport size photo
- Copy of KRA PIN
Riziki Fixed Deposit Account
Enjoy risk free returns on your investment with Riziki fixed deposit account. This account is open to individuals, groups and Institutions who desire a savings plan for a fixed duration. Let your money work for you.
Why Choose this Account?
- Negotiable and attractive rates of interest
- One can save from Ksh 5,000
- Special consideration when one applies for a loan
- One can borrow a loan at a certain percent of the amount fixed
What is required to open this account
- Copy of ID
- Recent, colored passport size photo
- Copy of KRA PIN
KWFT Call Account
An account with good interest yielding results ideal for short term investment/savings for Individuals, groups and registered Companies.
Why Choose this Account?
- Low operating balance
- Attractive interest rates
- Flexible and attractive terms
- Fast processing
What is required to open this account
- Copy of ID
- Recent, colored passport size photo
- Copy of KRA PIN
Tujichunge Chama Account
As the name suggests Tujiunge Chama Account is tailor-made for formal and informal small groups who have come together to save and grow.
Why Choose this Account?
- Zero opening balance
- Attractive interest rates
- Flexible savings period
- Access to loan facilities
What is required to open this account
- Group constitution
- Minutes of group meeting indicating intention to open account
- Account opening form clearly showing operating mandate
- Group registration certificate
- Copy of ID for account signatories
- Recent, colored passport size photo
- Copy of KRA PIN
Salary Account
The account is designed for employed customers who need to access their salaries and get personal loans conveniently.
Why Choose this Account?
- Zero opening balance
- Salary loans available
- Affordable salary processing fee
- Quick processing
What is required to open this account
- Introduction letter from the employer
- Colored passport sized photo
- Original and copy of National Identification Card or Passport
Current Account
This is a transactional account designed for clients with frequent transactions and comes with a cheque book. The account is available for both personal and businesses.
Why Choose this Account?
- Cheque book facility
- Overdraft facility
- Quick processing
- Access to mobile banking services
- Access to a wide range of other bank products
- Insurance cover
- EFTs & RTGs available
What is required to open this account
- Copy of ID for Individuals
- Recent Colored passport size photo
- KRA PIN Certificate for individuals and businesses
- VAT Certificate of Registration/Incorporation for businesses
- Certificate for businesses
- Valid Trading License for business
- Company’s Partnership Deed (where applicable) for businesses
- Board Resolution (where applicable) for businesses
KWFT List of Loans, Application Requirements and interest rates
Business Loans
Biashara Loan
KWFT finances small and micro enterprises to expand their ventures. The applicants are normally in a group of 15-25 members and co- guarantee each other to access working capital for their businesses. They benefit from free financial literacy training offered by KWFT field staff.
Benefits
- Service at your door step
- Friendly terms and conditions
- Monthly meeting only
- Low monthly savings
- Loans from 10,000/=
What is required to apply for this loan
- Copy of National ID Card
- Passport photo
Mwangaza Loans
This is financing to women who are in mini-groups of 7-10 members who wish to access financing as working capital to run/ expand their businesses. They benefit from free financial literacy training offered by KWFT field staff.
Benefits
- Flexible loan amounts
- Monthly installments
- Easy security requirements
- Networking with businesswomen
- Loans from 50,000/=
What is required to apply for this loan
- Copy of National ID Card
- Passport photo
Mwamba Loans
KWFT Mwamba loan targets individual women entrepreneurs with medium and large sized businesses looking for affordable financing solutions individually without group co-guarantee.
Benefits
- Fast processing of loans
- Flexible security requirements
- No group requirements
- No hidden charges
What is required to apply for this loan
- Copy of National ID Card
- Passport photo
SME Loan
Large scale entrepreneurs and entities find it difficult to access capital to expand their businesses comes in handy with an SME financing solution tailor-made for these entrepreneurs and entities to expand their existing businesses.
Benefits
- Competitive interest rates
- Flexible security requirement
- Flexible loan amounts
- Longer repayment period of up to 7 years
What is required to apply for this loan
- Own a stable large business/ an income generating venture
- Bank statement for the last six months
- 2 guarantors
- Flexible collaterals
Asset Financing
KWFT Asset Financing is a solution for women in all sectors to acquire business assets for efficiency to maximize profits.
Benefits
- Competitive interest rates
- Flexible security requirement
- Flexible loan amounts
- Longer repayment period of up to 7 years
What is required to apply for this loan
- Own a stable large business/ an income generating venture
- Bank statement for the last six months
- 2 guarantors
- Flexible collaterals
Emergency Loan
When a need rises unexpectedly, KWFT offers you with a solution of an emergency loan to sort the need on time
Benefits
- Enables business and income continuity after accidents
- Financed to recover financial loss after accidents.
- Covers livestock death, stock loss, fire and burglary.
- Fast processing of loans
- Flexible security requirements
- Easy &flexible repayment terms
- No hidden charges
What is required to apply for this loan
- Document certifying the loss incident .e.g police abstract or vetirinary postmortem report.
- Copy of National ID Card
- Passport photo
Education Loans
As the demand for quality education continues to bulge, KWFT provides you an opportunity to pay for your studies as well as for your loved one enabling you to continue with your day-to-day hustles.
Benefits
- Free bankers’ cheque
- Flexible repayment terms
- Fast processing of loans
- Finance’s school fees costs at all stages of education
- Finance’s education needs for dependents and self
- Cheque drawn directly to the institution
What is required to apply for this loan
- Copy of National ID Card
- Passport photo
- School fees structure
Salary Loan
This is a solution for employees that have a check off agreement with KWFT including Civil Servants, Disciplined Forces, Parastatals and Private Institutions.
Benefits
- No security required
- Fast processing
- Repayment period of up to 96 months
- New and additional loans, Top Ups and Buy Offs
- Maximum amount depending on the ability in the pay slip
- Easy access on Mobile Banking, KWFT Agents and over 2000 ATMs
Benefits of KWFT as a pay point
- Access to funds
- Fast processing of salary payments
- Access to Mobile loans
Access to other products and Services e.g:
- Mobile loans
- Micro asset financing
- Solar solutions
- Water tanks
- Cooking solutions
- Insurance (Life & General)
- Home appliances
- Kisima loans
- Biogas
What is required to apply for this loan
- 3 Months Certified payslips
- Original and copy of ID/Passport
- Passport photo
Micro Housing – Nyumba Smart
To uphold the dignity of our clients in the society, KWFT offers an affordable Micro Housing solution to allow clients to construct, renovate, expand or complete a house using quality locally available materials.
Benefits:
- Enable customers to improve their houses
- Housing support services provided
- Supports incremental building
- Easy &flexible repayment terms
- Easy and flexible collaterals
- Improved family health and livelihood
- Land title deeds not mandatory
- 100% financing of the cost estimates
What is required to apply for this loan
- Copy of National ID Card
- Passport photo
- Quotation for the building materials
Water, Sanitation and Hygiene Solutions (WASH)
A majority of Kenya families live in the rural or peri- urban areas and often suffer from lack of adequate water supply as well as water storage facilities. This has therefore led to an emerging business opportunity of selling water.
KWFT offers working capital to WASH entrepreneurs to enable them increase business stock and expand their business operations.
KWFT Water Purifier
Access to safe drinking water for is essential to protect the family against waterborne disease. KWFT finances families to acquire Water Purifiers that remove germs, bacteria and pollutants from water to purify drinking water. This gives families complete protection from germs and waterborne diseases.
Benefits:
- Safe drinking water
- Kills 99% of bacteria and virus
- Does not use any chemicals
- Does not use electricity
WASH-Micro Assets Financing
WFT finances entrepreneurs to acquire Micro-Assets needed to create efficiency while running the WASH business to maximize profits.
Water Tank Financing
When the family doesn’t have access to water at home it is always the woman’s responsibility to search for water. She will walk miles to collect the precious commodity or even spend a lot of money buying water, resulting to poor health and high cost of buying water. Often, the children also share this burden with the mothers, thus they spend hours searching or collecting water and in most cases the children miss school hence affecting their school performance.
KWFT finances families to acquire water tanks to enable them harvest & store rain water for household and irrigation purposes. In addition, one can apply for extra financing to install the tank.
Benefits
- Different Tank sizes available
- Long lasting products
- Free home delivery
- Easy and flexible monthly repayments
- Improved family and livelihoods
Requirements:
- Available to both group and individual clients
- Copy of National ID Card
- Passport photo
KWFT general Sanitation
In Kenya, many families lack access to financing to provide decent sanitation facilities for their families, hence compromising on their health, environment and the family’s dignity.
KWFT finances households to purchase, build, repair or improve sanitation and hygiene facilities at the household levels e.g. toilets, bathrooms, hand washing units, sinks and water taps. These facilities will enable families to promote good health, preserve the environment and uphold the family’s dignity.
Benefits:
- Affordable and flexible financing
- Flexible repayment period
- Improve family health and hygiene.
- Improve family dignity
- Variety of sanitation products available
- Fast loan processing
KWFT Kisima loan
To support families to have access to adequate supply of water for home consumption and for irrigation, KWFT finances families to dig shallow wells and construct water pans. This includes acquisition of related accessories and assets such as water pumps.
Benefits:
- Saves time and convenient
- Access to sufficient water
- Opportunity for income generation
- Access to other asset financing
- Flexible repayment period
Cooking Solutions
In majority of the areas where the Institution operates, women spend a lot of time collecting firewood for Kitchen use and also spend a lot of time in their kitchen preparing food for their families. This affects their self-esteem and greatly affects their health due to smoke emitted. To address this challenge, KWFT finances households to purchase smokeless jikos which consume very little firewood and are friendly to the environment. This has benefited the woman as she now has more time for her family and to engage in business and other income-generating activities.
Solar Lighting Solutions
Many households in the rural areas use kerosene lamps for lighting yet they are expensive to refuel and cause environmental pollution. KWFT addresses this by offering solar lighting products which are affordable and easy to install. The solar unit powers a television set, lights for many hours and also charges mobile phones for households and neighbors at a fee. The benefit is that clients are able to engage in business for longer hours and children can do their homework comfortably.
Heating Solutions
Heating Solutions
Water heating using electricity and gas is expensive and time consuming; KWFT provides access to acquisition of solar heating solutions for home and commercial use.
Benefits
- Reduced electricity cost
- Product is environmentally friendly
What is required to apply for this loan
- No requirement
Electricity Loan
Electricity Loan
Lack of financing to extend the electric grid to rural areas has been a major challenge to many. Thus the KWFT Stima Loan facilitates electricity connections to the client’s home.
Benefits
- Longer business operating hours.
- Social status improvement.
- Longer study time for children
- New business opportunities.
What is required to apply for this loan
- Kenya power connection quotation
- Have access to a transform
Gas and Cylinder Financing
Gas and Cylinder Financing
Firewood and charcoal are the commonly used sources of fuel in the rural areas. However, they are hazardous and expensive for our clients. KWFT provides financing for Liquified Petroleum Gas (LPG) cooking solution that has proven to have immense benefits on health, environment and is cost effective.
Benefits
- Fast and affordable cooking solution
- Saves time and efficient
- Clean and economical source of energy
- Reduce health risk associated with smoke
What is required to apply for this loan
- No requirement
Kilimo Bora – Agribusiness
Dairy Loan
KWFT finances a wide range of livestock farming needs in the dairy value chain that enables women get financing to purchase high-quality breeds, Purchase of high-quality Forage, construction of dairy farming structures as well as Asset financing.
Benefits
- Improved livestock breeds
- Improved milk production
- Improved income
- Sense of pride from improved production and income
- Access to credit to purchase high quality dairy cows/goats.
- Insurance compensates 100% of the insured amount.
What is required to apply for this loan
- Practicing dairy farmer.
- Flexible collateral
Biogas Loan
KWFT offers a financing solution for farmers to access clean and affordable energy for domestic and commercial use.
Benefits
- Clean energy for cooking, heating and lighting
- Cost and time savings from reliance on other forms of energy
- Reduced indoor & environmental pollution
- Production of slurry as a bio-fertilizer
- Improved food security from slurry
- Reduction in deforestation
- Improved lifestyle-Less time taken and impact on business.
What is required to apply for this loan
- Client has source of bio-waste (e.g engaged in dairy farming with at least 2 cows).
- Client willing to stockpile waste (Cow dung) during the construction phase
- Enough space for construction
- Water availability
Green House Financing
Climate changes have adversely affected the weather patterns thus directly affecting farming behaviors and decreasing income and food security for the people. KWFTs Greenhouse financing provides enabling farmers acquire complete farmer’s kit whereby they are able to plant and harvest all through the year.
Benefits
- Access to modern agricultural methods and technologies.
- High crop yield.
- Independence from relying on rain fed.
- High and consistent income.
- Free Farmer’s trainings
What is required to apply for this loan
- Experience in crop farming
- Have sufficient supply and storage of water.
- Willing to perform soil testing before loan approval.
Fish Farming
KWFT offers financing solution for fish farmers to construct fish ponds, purchase fish cages, buy fingerlings and purchase feeds for improved income.
Benefits
- Easy access to credit
- Improved income for fish farmers
- Ponds are easy to maintain
- Better health and nutrition
What is required to apply for this loan
- Have a reliable source of clean water.
- Have land to construct the ponds
Bee Keeping
Bee Keeping
Traditionally bee keeping has been an activity for men whereby they used to climb trees to harvest honey without clothes. KWFT has transformed this through financing modern beekeeping practices through purchasing improved bee hive equipment’s.
Benefits
- Access to credit
- Better health and nutrition
- Improved source of income
What is required to apply for this loan
- Have a conducive and safe apiary site.
- Prospective borrowers have other income generating activities such as livestock farming or a business that is already established.
- Equipment’s to be purchased are modern bee farming equipment’s
Input Financing
Input Financing
Farmers face challenges in accessing quality inputs due to inadequate cash, thus, KWFT offers a financing solution extending credit facilities to small scale farmers to purchase quality inputs such as seeds, fertilizers and agro-chemicals for crop farming.
Benefits
- Easy access to credit
- Training on best modern practices of farming
- Improved crop production
- Improved food security
- Fast loan processing
What is required to apply for this loan
- Be a practicing agribusiness farmer with other sources of income.
- Available to both group and individual clients
Agro-dealer financing
KWFT finances Agrovets traders to access working capital to cater for; Capital investments, Stocking their business and handling day to day operations.
Benefits
- Easy access to credit
- Fast loan processing
- Improved cash flow
- Overdraft available
What is required to apply for the loan
- Original and photocopy of national ID
- Updated business license.
- Have an existing agriculture input or output trade or service business
Poultry Farming
This is designed to give farmers an opportunity to access financing to enable them purchase inputs, chicks, feeds and vaccines, equipment’s and construct shed or buy poultry cages.
Benefits
- Improved poultry feeds
- Improved income generation
- Easy access to credit to afford better inputs
- Improved food security
What is required to apply for this loan
- Experience in poultry farming
- Ability to pay
Agri Assets
KWFT finances women to acquire assets and machinery. This has led to sustainable mechanization which creates efficiency, relieves labor shortages, improves farm productivity & operations timeliness.
Benefits
- Easy access to credit
- Improved efficiency in production
- Increased production
- Increased value addition
- Up to 70% financing
- Sourced from localized suppliers
What is required to apply for the loan
- Original and photocopy of national ID
- Quotation from the supplier.
Digital Devices Financing
Phone Loan
KWFT finances our customers to purchase high-quality and affordable phones to support access to banking services conveniently using their mobile phones.
Benefits.
- Flexible loan amounts.
- Phones delivered to the nearest KWFT office.
- Phones have manufacturer’s warranty.
- Enables business communications.
- Promotes access to banking services.
What is required to apply for this loan
- Be a KWFT customer in either group or individual
Other devices financed include:
- Laptops
- Tablets
- Ipads
- Smart TVs
