In 2027 there are investments you should make to earn the highest returns. Below we provide a list of the best way to invest Ksh 1m in Kenya 2027.

Special Funds

Invest in special funds and earn up to 25% interest. If you invest Ksh 1 million,you will make Ksh 150,000 to Ksh300,000 per year.

Mansa X will generate Ksh 150,000 to Ksh200,000 interest from Ksh1m investment

Old mutual Fixed Fund(interest is 11.3%,you will earn Ksh 110,000 to Ksh120,000 per year)

OAK Special Fund( With Ksh1m,you will earn Ksh120,000 to Ksh180,000 per year)

Etica Special fund(Interest will be between 13% and 18%. You will earn at least Ksh 130,000 per year from Ksh1 million investment)

Money Market Fund

It’s also another way to invest your Ksh1m. The interest is between 8% and 15% per year. With Ksh1 million, you will earn Ksh 80,000 to Ksh 150,000 interest in a year. Etica, CIC, Britam, ICEA Lion, NCBA and Sanlam are some of the best companies to invest in.

Start a profitable business

Some of the profitable businesses for Ksh1m include: Electronics shop, Chemist, Online taxi, Car Wash, Sauna, Restaurant and Airbnb. Start a business that will generate daily profit of Ksh 1,000 to Ksh5,000.

Invest in Crypto

Binance is a platform where you will invest Ksh1m and make over Ksh50,000 monthly. You should monitor trends daily and invest when appropriate.

Sacco Savings

Sacco savings will generate 12% to 14% interest annually. With Ksh1m savings,you will earn at least Ksh 130,000 per year.

Buy shares

Invest in shares for companies like Safaricom and KCB. Also Sacco shares will yield alot of returns. Most Saccos will yield 13%-18% interest on the dividends per year.

Invest in Real Estate

If you have a plot,build bedsitters and single rooms. You can also opt to build mabati houses especially if your land is located in low-income earners estate. With Ksh1m,you can build 6 single rooms and each of them will generate Ksh 3,000 to Ksh4000 per month.