New mobile loan apps have been licensed to operate in Kenya in 2026. Here is the list:
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| 1. | Abito Limited
Postal Address: P.O. Box 67450 – 00100, Nairobi Telephone: +254753536473 Email: abitozfin@gmail.com Physical Address: Garden Estate Quinox Room A01, Alozi Estate Road, Nairobi Date Licensed: September 2, 2025 |
| 2. | Abepot Credit Limited
Postal Address: P.O. Box 45019-30700, Nairobi Telephone: +254719710536 Email: abepacreditltd@gmail.com Physical Address: Wuyi Plaza, Galana road, 5th floor Date Licensed: April 10, 2026 |
| 3. | Absolute Credit Kenya Ltd
Postal Address: P.O. Box 72528โ00505, Nairobi Telephone: +254794887996 Email: absolutecreditlimited@gmail.com Physical Address: Ultramond Godown and Offices, Mombasa Road, Nairobi Date Licensed: June 5, 2025 |
| 4. | Acquire Credit Limited
Postal Address: P.O. Box 39530 -00623, Nairobi Telephone:+254718480100/+254708847828 Email: acquirecredit@gmail.com Physical Address: Lynn Marie Apartments Office Block, Nairobi Date Licensed: December 24, 2025 |
| 5. | Adjacent Possible Finance Limited
Postal Address: P.O Box 63589โ00619, Nairobi Email: info@apf.co.ke Telephone: +254722399176 Physical Address: 4th Floor, Jewel Complex, Roysambu (Next to TRM) Date Licensed: December 24, 2025 |
| 6. | Adroit Credit Limited
Postal Address: P.O. Box 35717-00100, Nairobi Telephone: +254735509000 Email: request@adroitcredit.co.ke Physical Address: Centenary House, Block A, 4th Floor Ring Road, Westlands Date Licensed: June 5, 2025 |
| 7. | African Capital Limited
Postal Address: P.O. Box 44563-00100, Nairobi Telephone: ++25411102700 Email: info@africancapital.net |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| Physical Address: Ambank House, Utali Lane, Nairobi
Date Licensed: April 10, 2026 |
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| 8. | Afrimoney Credit Limited
Postal Address: P.O. Box 49400-00100, Nairobi Telephone: +254717296625 Email: info@afrimoneycredit.com Physical Address: Laiboni Centre, Lenana Road, Kilimani Date Licensed: April 10, 2026 |
| 9. | Ajax Credit Kenya Limited
Postal Address: P.O. Box 67450 – 00100, Nairobi Telephone: +254784270031 Email: ajaxcreditkenyaltd@gmail.com Physical Address: Adams Arcade Building, Ground Floor, Ngong Road, Nairobi Date Licensed: September 2, 2025 |
| 10. | Aleza Limited
Postal Address: P.O Box 2382โ 40100, Kisumu E-mail address: alezalimited@gmail.com Telephone: +254716517065 Physical Address: Pioneer Hse 2nd Floor, Oginga Odinga Street, Kisumu Date Licensed: December 24, 2025 |
| 11. | Amaze Credit Limited
Postal Address: P.O. Box 13234-00400, Nairobi E-mail address: amaze25c@gmail.com/info@amazecreditlimited.com Telephone No: +2542022613869 / +2542022613875 / +254721726845 Physical Address: Motorworld centre, Jogoo road near city stadium. Date Licensed: April 10, 2026 |
| 12. | Ambush Capital Limited trading under FlashPesa
Postal Address: P.O. Box 52800, Nairobi Telephone: +254769159474 Email: support@flashpesa.co.ke Physical Address: Unit 1302, 13th Floor, Applewood Adams, Ngong Road, Nairobi Date Licensed: October 1, 2024 |
| 13. | Anjoy Credit Limited
Postal Address: P.O. Box 40583โ00100, Nairobi Telephone: +254769984360 Email: info@anjoycredit.com Physical Address: Transnational House 1st Floor, Mama Ngina Street, Nairobi Date Licensed: March 27, 2023 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| 14. | ASA International Kenya Limited
Postal Address: P.O. Box 2420-0060 Nairobi Telephone: +254702092230 Email: info@asa-ke.com, kenya.asa-international.com Physical Address: House No. 247, Owashika Road, Off Isaac Gathanju Road Lavington Date Licensed: December 24, 2025 |
| 15. | Asante FS East Africa Limited
Postal Address: P.O. Box 13796 – 00800, Nairobi Telephone: +254111017500 Email: info@asantefinancegroup.com Physical Address: Delta Corner Towers, 3rd Floor, Waiyaki Way, Westlands, Nairobi Date Licensed: March 27, 2023 |
| 16. | Asap Credit Limited
Postal Address: P.O. Box 2358โ00621, Nairobi Telephone: +254768222111 Email: asapcreditlimited@gmail.com Physical Address: Old Mutual Building Kimathi Street Date Licensed: June 5, 2025 |
| 17. | Aspire Lending Ltd
Postal Address: P.O. Box 803 – 00232, Nairobi Telephone: +254208100244/+254799083373 Email: info@aspirelending.co.ke Physical Address: Rehema Place-Ngong Road, Opp. Prestige Plaza Nairobi Date Licensed: September 2, 2025 |
| 18. | Autochek Limited
Postal Address: P.O. Box 66249-00800, Nairobi Telephone: +254 791 694 004 Email: autochekkenya@autochek.africa Physical Address: Nivina Towers, 1st Floor (East Wing), Nairobi Date Licensed: March 6, 2024 |
| 19. | Auxiliary Credit Ltd
Postal Address: P.O Box 62179โ00200, Nairobi Telephone: +254 746 990 000 Email: credit.auxiliary@gmail.com; info@auxiliary.credit Physical Address: Riverside Properties, 2nd Floor, Riverside Nairobi Date Licensed: December 24, 2025 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| 20. | Avenews Ke Ltd
Postal Address: P.O. Box 2553-00606, Nairobi Telephone: +254111133300 Email: jibiwa@avenews-gt.com Physical Address: The Westwood Building, 1st Floor, Ring Road, Parklands, Nairobi Date Licensed: June 5, 2025 |
| 21. | Aventus Technology Limited
Postal Address: P.O. Box 30834โ00100, Nairobi Telephone: +254709029000 Email: customer@lendplus.ke Physical Address:Rhapta Road, Rhapta Heights, Nairobi Date Licensed: June 5, 2025 |
| 22. | AVL Capital Ltd
Postal Address: P.O. Box 35502- 00100, Nairobi Telephone: +254 717 780 171 / +254 20 230 4180 Email: info@avlcapital.com Physical Address: Lower Duplex Apartments, Suite 24, Upper Hill Road Date Licensed: June 5, 2025 |
| 23. | Azura Credit Limited
Postal Address: P.O. Box 51191โ00100, Nairobi Telephone: +254705903265 Email: azurakenyacredit@gmail.com Physical Address: Top Plaza, Kilimani Street, Kindaruma Lane, Westlands, Nairobi Date Licensed: March 6, 2024 |
| 24. | Baecot Credit Ltd
Postal Address: P. O. Box 78066, Viwandani Telephone: ++254705661227 Email: baecotcreditltd@gmail.com Physical Address: Saachi Plaza, Argwings Kodhek Road, Kilimani. Date Licensed: April 10, 2026 |
| 25. | BCF Kenya Limited
Postal Address: P.O. Box 180โ00606, Nairobi Telephone: +254724223223 Email: info@bcfkenya.com Physical Address: L.R. No: 209/14/77 Wambugu Road Parklands Date Licensed: December 24, 2025 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| 26. | Beavers Credit Limited
Postal Address: P.O. Box 761-00200, Kiambu Telephone: +254 775347055 Email: beaverscredit@gmail.com Physical Address: Utalii houses 1st floor north wing Date Licensed: April 10, 2026 |
| 27. | Becalob Credit Limited
Postal Address: P.O. Box 1066-00606, Nairobi Telephone: +254733792756/ +254 716 609 656 Email: info@becalobcredit.co.ke, julius@becalobcredit.co.ke and juliusAopio@gmail.com Physical Address: 8th floor, Pine Tree Plaza, Nairobi Date Licensed: April 10, 2026 |
| 28. | Betasoft Credit Limited
Postal Address: P.O. Box 2597-00200, Nairobi Telephone: +254722165421 Email: betasoftadnew@gmail.com Physical Address: Petbon Flats, Kamiti Road Date Licensed: April 10, 2026 |
| 29. | Bluewave Cash Limited
Postal Address: P.O. Box 35240-00200, Nairobi Telephone: +254117306398 Email: bluewavecashlimited@gmail.com Physical Address: Eastlands Hotel, Kindaruma Road Date Licensed: April 10, 2026 |
| 30. | Bidii Credit Limited
Postal Address: P.O. Box 17678โ00100, Nairobi Telephone: +254 720797088/+254 726349395 Email: info@bidiicreditkenya.co.ke /rosewachira.rw@gmail.com /bidiicreditfinance@gmail.com Physical Address: Applewood Adams, 3rd Floor, Ngong Road Date Licensed: December 24, 2025 |
| 31. | Bimas Kenya Limited
Postal Address: P.O. Box 2299-6010, Embu Telephone: 0111056010 Email: pgathondu@bimaskenya.com/ info@bimaskenya.com Physical Address: Bimas Plaza, Embu Date Licensed: June 5, 2025 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| 32. | Bingwa Micro Capital Limited
Postal Address: P.O. Box 7829 Thika Email: info@bingwacapital.com / mwendwakithure1@gmail.com Telephone: +254713172914; +254712717844 Physical Address: Kwame Nkurumah Street Building, Thika West District, Thika Date Licensed: December 24, 2025 |
| 33. | Blesmark Credit Limited
Postal Address: P.O. Box 34146-00100 Nairobi Email: blesmarkcredit@gmail.com Telephone: +254701237549 Physical Address: Kipchamba Street, Cherantho Plaza, Bomet Date Licensed: December 24, 2025 |
| 34. | Boostline Capital Limited
Postal Address: P.O. Box 45326โ00100, Nairobi Email: capitalboosline@gmail.com Telephone: +254717384332 Physical Address: Sangyug Centre, 2nd Floor – Ngara Road, Nairobi. Date Licensed: December 24, 2025 |
| 35. | Bossrich Credit Limited
Postal Address: P.O. Box 24330 – 00100, Nairobi Telephone: +254708950500 Email: bossrichcredit@gmail.com Physical Address: Vision Plaza, 3rd Floor Suite 8C, Mombasa Road, Nairobi. Date Licensed: September 2, 2025 |
| 36. | BRAC Kenya Company Limited
Postal Address: P.O. Box 22316โ00505, Nairobi Telephone: +254 (0) 743797670 Email: info.bkcl@brac.net Physical Address: Fawe House, Chania Avenue Date Licensed: June 5, 2025 |
| 37. | Brisk Credit Limited
Postal Address: P.O. Box 22637โ00505, Nairobi Telephone: +254713329268/+254721702156/+254734702156 Email: stanley.munyao@brisk-credit.co.ke/managing.director@brisk-credit.co.ke Physical Address: Commodore Office Suites, Kindaruma Road, Nairobi Date Licensed: September 2, 2025 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| 38. | Bytech Credit Limited
Postal Address: P.O. Box 3250 – 00200, Nairobi Telephone: +254781646440 Email:ย bytechcreditltd@gmail.com Physical Address: Kiserian, Magadi Road, Building Opposite Shell Petro Station. Date Licensed: October 1, 2024 |
| 39. | Cashmart Capital Limited
Postal Address: P.O. Box 21249-00100, Nairobi Telephone: +254721841670 +254724807400 Email: cashmartcapital@gmail.com/ talktous@cashmartcapital.co.ke Physical Address: Vision Tower, Muthithi Road, Nairobi Date Licensed: December 24, 2025 |
| 40. | Ceres Tech Limited
Postal Address: P.O. Box 50047โ00100, GPO, Nairobi Telephone: +254702038679 Email: cerestechltdke@gmail.com Physical Address: Victoria Court, Abacus Lane, Ruaraka, Nairobi Date Licensed: September 19, 2022 |
| 41. | Chapeo Capital Limited
Postal Address: P.O. Box 14363โ00800, Nairobi Telephone: +254207905106 /+254207905107 Email: info@chapeo.club Physical Address: Wallstreet Business Park, Godown No. 10. ICD Road-Off Mombasa Road Date Licensed: March 6, 2024 |
| 42. | Chelete Credit Limited
Postal Address: P.O. Box 29980 – 00100, Nairobi Telephone: +254115263074 Email: cheletecreditltd@gmail.com Physical Address: Tetezi Towers, Ground Floor, Off Ngong Road, George Padmore Road, Nairobi Date Licensed: October 1, 2024 |
| 43. | Chime Capital Limited
Postal Address: P.O. Box 7255, Eastleigh, Nairobi Telephone: +254720990601 Official Email: accounts@chime.llc Physical address: Agip House, Harambee Avenue, Nairobi Date Licensed: March 6, 2024 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| 44. | Colkos Enterprises Limited
Postal Address: P.O. Box 22813โ00505, Ngong Road, Nairobi Telephone: +254722253228 / +254741129129 Email: info@colkos.com Physical Address: Amani Court, Near Adams Arcade, Nairobi Date Licensed: March 27, 2023 |
| 45. | Creditarea Capital Limited
Postal Address: P.O. Box 7640-00600, Nairobi Telephone: +254709462700 / 0721734688 Email: help@kashbean.co.ke Physical Address: Baba Dogo, Business Park, Eastlands, Off Outering Road, Spect Godown No.3, Nairobi Date Licensed: March 6, 2024 |
| 46. | Dahawi Credit Limited
Postal Address: P.O. Box 996, Village market, Nairobi Telephone: +254725407714 Email: dahawicreditltd@gmail.com Physical Address: Pioneer Building, Kenyatta Avenue Date Licensed: April 10, 2026 |
| 47. | Decimal Capital Limited
Postal Address: P.O. Box 5077-00100, Nairobi Telephone: +254721858774 Email: decimalcapital@gmail.com Physical Address: Nachu Plaza, 9th Floor, Kiambere Road, Upperhill, Nairobi Date Licensed: March 6, 2024 |
| 48. | Dexintec Kenya Limited
Postal Address: P. O. Box. 103818โ00100, Nairobi Telephone: +254727620547 Email: info@ke.dexintec.com Physical Address: Cardinal Otunga Plaza, Koinange Road, Starehe District, Nairobi Date Licensed: March 6, 2024 |
| 49. | Dime Credit Limited
Postal Address: P.O. Box 8628-00100, Nairobi Telephone: +254722217215 Email: dimecredit@gmail.com Physical Address: Two Rivers Mall, 2nd Floor, South Tower, Limuru Road, Nairobi Date Licensed: October 1, 2024 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| 50. | Dotcash Credit Limited
Postal Address: P.O. Box 17285-00200, Nairobi Telephone: +254741922050 Email: dotcashcredit@gmail.com Physical Address: Adlife Plaza, Chania Avenue, Nairobi Date Licensed: December 24, 2025 |
| 51. | East Africa Futures Company Limited
Postal Address: P.O. Box 20498โ00100, Nairobi Telephone: +254 703130699 Email: info@futures.co.ke Physical Address: Rattansi Education, Trust Building, Koinange Street, Nairobi Date Licensed: June 5, 2025 |
| 52. | Easy Asset Management Limited
Postal Address: P.O. Box 28411โ00100, Nairobi Telephone: +254748637357 Email: reports@iloan.co.ke Physical Address: Centenary House, Ring Road, Westlands, Nairobi Date Licensed: September 2, 2025 |
| 53. | Easyways Credit Limited
Postal Address: P.O. Box 10499โ00100, Nairobi Telephone: +254734641449/+254786189755 Email: info@easywayscredit.co.ke Physical Address: Trio Complex Thika Road behind Garden City Mall Date Licensed: September 2, 2025 |
| 54. | ED Partners Africa Limited
Postal Address: P. O. Box1063 – 00100, Nairobi Telephone: +254 111 131 000 Email: customercare@edpartnersafrica.com Physical Address: Haven Court, Parkfield Place,4thย Floor Waiyaki Way Opposite Safaricom House Date Licensed: June 27, 2024 |
| 55. | Edenbridge Capital Ltd.
Postal Address: P.O. Box 10046โ00100, Nairobi Telephone: +254701848484 Email: info@edenbridgecapital.co.ke Physical Address: IPS Building, Kimathi Street, Nairobi Date Licensed: December 24, 2025 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| 56. | EDOMX Limited
Postal Address: P.O. Box 797-00606, Nairobi Telephone: +254701220220 Email: legal@edomx.com Physical Address: The Address, 16th Floor, Muthangari Drive, Westlands, Nairobi Date Licensed: March 27, 2023 |
| 57. | Elevate Credit Limited
Postal Address: P.O. Box 61600-00200, Nairobi Telephone: +254748933558 Email: pgachuhy@gmail.com Physical Address: Sameer Business Park Mombasa Road, Nairobi Date Licensed: September 2, 2025 |
| 58. | Ellegant Credit Limited
Postal Address: P.O. Box 57639-00200, Nairobi Telephone: +254746851679 Email: info@ellegantcredit.com Physical Address: Lonak Business Centre, 1st Floor, Suite B11, Kasarani, Nairobi Date Licensed: October 1, 2024 |
| 59. | Extend Money Services Limited
Postal Address: P.O. Box 21735โ00100, Nairobi Telephone: +254 709503 000 Email: info@extendmoney.co.ke Physical Address: 4th Floor, Suite 6G, Vision Plaza, Mombasa Road, Nairobi Date Licensed: March 27, 2023 |
| 60. | Fabilo Credit Ltd
Postal address: P.O. Box 42724 -00100, Nairobi Telephone: + 254 743960066 Email: fabilocredit@gmail.com Physical address: 1st floor, Delta Corner Annex, Ring Road Westlands Lane, Nairobi Date Licensed: June 5, 2025 |
| 61. | Factorhouse Limited
Postal Address: P. O. Box 70- 00618, Nairobi Telephone: +254726770992 Email: mwangi@factorhouseltd.com Physical Address: 5th Floor, Liberty Plaza, Mombasa Road, Nairobi Date Licensed: March 6, 2024 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| 62. | Fahari Point Capital Limited
Postal Address: P.O Box 9394-00100, Nairobi Telephone: 0722262640 Email: Faharipointcapital@gmail.com, Info@faharipointcapital.com Physical Address: Viewpark Towers 14th Floor – Utalii Lane Date Licensed: October 1, 2024 |
| 63. | Fantom Capital Limited
Postal Address: P. O. Box 15455-00400, Nairobi Telephone: +254722362432 Email: kuriag.robert@gmail.com Physical Address: Energies Ruaraka, Nairobi Date Licensed: June 5, 2025 |
| 64. | Fezotech Kenya Limited
Postal Address: P. O. Box 21188 00100 – GPO, Nairobi Telephone: +254724032400 Email: fezotechkenya@gmail.com /fezotechk@gmail.com Physical Address: The Arch Place Building, Kilimani Road, Westlands District, Nairobi Date Licensed: March 6, 2024 |
| 65. | Finberry Capital Ltd
Postal Address: P. O. Box 74937-00200, Nairobi Telephone: +254798890004 Email: info@berry.ke Physical Address: ATC Centre, No 40 Riara Road. Date Licensed: June 5, 2025 |
| 66. | Finboom Credit Kenya Limited
Postal Address: P. O. Box 936-00900, Kiambu Telephone: +254793780210 Email: help@finboomcredit.co.ke Physical Address: Grainbelt go downs, Go down 2, Ruiru Date Licensed: June 5, 2025 |
| 67. | Fincorp Credit Limited
Postal Address: P.O. Box 12626-00400, Nairobi Telephone: 0706 355 355/0111 055 600 Email: info@fincorpcredit.co.ke Physical Address: Gallant Mall, 8th Floor, Parklands Road Date Licensed: October 1, 2024 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| 68. | Fincredit Limited
Postal Address: P.O. Box 101267 – 00101 Nairobi, Jamia Square Telephone: 0709000390 – 0709000399 Email: reporting@fincredit.co.ke Physical Address: Two Rivers, North Tower 2nd Floor Date Licensed: December 24, 2025 |
| 69. | Finseil Limited
Postal Address: P.O. Box 29036โ00100, Nairobi Telephone:+254728651674 Email: tatyanmaklakova@yandex.ru Physical Address: 1st Floor, Luther Plaza, Nyerere Road Date Licensed: September 2, 2025 |
| 70. | Fluid Capital Limited
Postal Address: P.O. Box 2891-00600, Nairobi Telephone: +254711466446 / +254792-922918 Email: info@fluidcapital.ke Physical Address: Krishna Centre, Woodvale Grove, Westlands Date Licensed: April 10, 2026 |
| 71. | Fortune Credit Limited
Postal Address: P.O. Box 4237-00506, Nairobi Telephone: +254722982474/0114943649 Email: info@fortunecredit.co.ke Physical Address: Enwealth Business Centre, Ngong Lane, Nairobi Date Licensed: March 6, 2024 |
| 72. | Fourth Generation Capital Limited
Postal Address: P.O. Box 287-00502, Karen, Nairobi Telephone: +254113862239 Email: compliance@4g-capital.com / legal@4g-capital.com Physical Address: Africa Reit Lane, Africa Reit House, Nairobi Date Licensed: March 27, 2023 |
| 73. | Frictionless Enterprises Limited
Postal Address: P.O. Box 77708โ00508, Nairobi Telephone: +254711082222 Email: hello@m-power.io Physical Address: Powerhouse, Kyuna Road, Spring Valley, Nairobi, Kenya Date Licensed: June 5, 2025 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| 74. | Futureinno Digital Tech Limited
Postal Address: P.O. Box 21591-00100, Nairobi Telephone: +254710170061 Email: futureinnodigital@gmail.com Physical Address: Reliable Towers, Mogotio Road, Nairobi Date Licensed: September 2, 2025 |
| 75. | Geoland Credit Limited
Postal Address: P.O. Box 2714 – 60200, Meru – Kenya Telephone:+25421656565/+254720578421/0781177177 Email: compliance@geolandgroup.co.ke/credit@geolandgroup.co.ke Physical Address: Kenyatta Highway: Ntara place Lower ground floor Meru Date Licensed: December 24, 2025 |
| 76. | Getcash Capital Limited
Postal Address: P.O. Box 15682 – 00503, Mbagathi, Nairobi Telephone: +254736276000 Email: info@getcashcapital.co.ke Physical Address: Devcon House, 2nd Floor, Lunga Lunga, Nairobi Date Licensed: September 19, 2022 |
| 77. | Giando Africa Limited (Trading as Flash Credit Africa)
Postal Address:P. O. Box 1816 – 00606 Sarit Centre, Nairobi Telephone: +254713948254/ 0706934558 Email: support@flashcreditafrica.com Physical Address: Krishna Center, Woodvale Groove, Nairobi Date Licensed: September 19, 2022 |
| 78. | Girls First Kenya Limited
Postal Address: P.O. Box 74041-00200, Nairobi Telephone: +254205002132 Email: info@girlsfirstfinance.com Physical Address: 132 Manyani E Rd, Nairobi, Kenya (Zuri Health HQ) Date Licensed: June 5, 2025 |
| 79. | Granary Capital Limited
Postal Address: P.O. Box 15763-00509, Nairobi Telephone: +254715638770 Email:ย info@granarycapital.com Physical Address: Butere Road, Credit Bank Building Date Licensed: June 5, 2025 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| 80. | Guava Capital Limited
Postal Address: P.O. Box 949 – 20117, Naivasha Telephone: +254714775291 Email:ย guavacapitalltd@gmail.com Physical Address: Total Office, Ruaraka Street, Thika Road Date Licensed: December 24, 2025 |
| 81. | Hakki Africa Limited
Postal Address: P.O. Box 59959, Nairobi Telephone: + 254711082132 Email: contact@hakki-africa.com Physical Address: Timshack House, Ngong road, Nairobi Date Licensed: April 10, 2026 |
| 82. | Hanis Capital Limited
Postal Address: P.O. Box 25801โ00100 Nairobi Telephone: +254 705406087 Email: hanniscapitallimited@gmail.com Physical Address: Sameer Park Building, Mombasa Road Date Licensed: September 2, 2025 |
| 83. | Hela Capital Limited
Postal Address: P.O. Box 19619-00100, Nairobi Telephone: +254 (20) 776 6666 Email: md@helacapitals.com Physical Address: Thindigua, Kiambu Road, Feruzi Towers, 4th Floor, Wing A, Kiambu. Date Licensed: October 1, 2024 |
| 84. | Helium Credit Limited
Postal Address: P.O. Box 14816โ00800, Nairobi Telephone: +254738150083/+254718584310 Email: heliumcredit@heliumhealth.com Physical Address: Riverside Drive, Keystone Park, Westlands Date Licensed: June 5, 2025 |
| 85. | Iboda Credit Limited
Postal Address: P.O. Box 7769-00200โNairobi Telephone: +254740178827 Email: ibodacreditltd@gmail.com /info@iboda.co.ke Physical Address: 446 Business Park, Mombasa Road Embakasi, Nairobi Date Licensed: April 10, 2026 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| 86. | Inkomoko Capital Kenya Limited
Postal Address: P.O. Box 76490-00603, Nairobi Telephone: +254794590228 Email: info-ke@inkomoko.com Physical Address: Bishop Magua Building, Nairobi Date Licensed: April 10, 2026 |
| 87. | Insight Credit Limited
Postal Address: P.O. Box 15463-00100, Nairobi Telephone: +254722235468/ +254724340475 Email: info@insightcredit.co.ke Physical Address: International House 13th Floor, Mama Ngina Street Date Licensed: April 10, 2026 |
| 88. | Inspire Credit Limited
Postal Address: P.O. Box 10499โ00400, Nairobi Telephone: +254758555333 / +254748111555 Email: info@inspirecredit.co.ke Physical Address: Muthaiga Square, Thika Superhighway, Nairobi Date Licensed: October 1, 2024 |
| 89. | Inventure Mobile Limited (Trading as Tala)
Postal Address: P.O. Box 35523โ00100, Nairobi Telephone: 0800720597 (toll free) Email: hellokenya@talamobile.com Physical Address: The Oval, 6th Floor, Wing A, Ring Road, Westlands, Nairobi Date Licensed: January 30, 2023 |
| 90. | Ismuk Credit Limited
Postal Address: P.O. Box 60973โ00200, Nairobi Telephone: +254768654598 Email: ismukventures@gmail.com Physical Address: Delta House 4th Floor, Room 421, University Way, Nairobi Date Licensed: June 27, 2024 |
| 91. | Izwe Loans Kenya Ltd
Postal Address: P.O. Box 67266โ00200, Nairobi Telephone: +254709530111 Email: info@izwekenya.com Physical Address: L.R. No: 209/18559, The Mirage Towers Date Licensed: April 10, 2026 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| 92. | Jackfruit Associates Limited
Postal Address: P.O. Box 60635โ00200, Nairobi Telephone: +2540110701174 Email: info@jackfruitfinance.com, rob@jackfruitfinance.com Physical Address: 3rd Floor, Rhapta Heights Building, Rhapta Road, Nairobi. Date Licensed: December 24, 2025 |
| 93. | Jafari Credit Limited
Postal Address: P.O. Box 10518 – 00100, Nairobi, Kenya Telephone: +254 768 909 090 | + 254 708 509 573 Email: info@jafaricredit.co.ke Physical Address: 2nd Floor Caxton House, Kenyatta Avenue Date Licensed: December 24, 2025 |
| 94. | Jambofin Credit Limited
Postal Address: P.O. Box 73, 00200, Ruiru Telephone: +254701706060 or +254726252653 Email: ceo@jambofin.co.ke & info@jambofin.co.ke Physical Address: Spur Mall, Ruiru, Thika Road Date Licensed: December 24, 2025 |
| 95. | Jawabu Biashara Limited
Postal Address: P.O. Box 14457-00100, Nairobi Telephone: +254722628676 Email: contact@jawabubiz.co.ke | charlesn@jawabubiz.co.ke Physical Address: Muthaiga Square, Thika Superhighway, Nairobi Date Licensed: April 10, 2026 |
| 96. | Jefigs Credit Limited
Postal Address: P.O. Box 9093-00300, Nairobi Telephone: +254 768318693 Email: info@jefigscredit.co.ke Physical Address: Solar house, 1st floor, Harambee Avenue Date Licensed: April 10, 2026 |
| 97. | Jijenge Credit Limited
Postal Address: P.O. Box 9578โ00200, Nairobi Telephone+254711282727 Email: info@jijengecredit.com Physical Address: 6th Floor Suites 604/605, Town House, Kaunda Street, Nairobi Date Licensed: September 19, 2022 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| 98. | Juhudi Kilimo Company Limited
Postal Address: P.O Box 25441-00100, Nairobi Telephone Number: +254 709 69 20 00/+254 709 69 20 30 Email: info@juhudikilimo.com Physical Address: 2nd Floor, The Priory, Argwings Khodek Road, Nairobi Date Licensed: December 24, 2025 |
| 99. | Jumo Kenya Limited
Postal Address: P.O. Box 10643 – 00100, Nairobi Telephone: +254787777771 Email: contact@jumo.world Physical Address: Ikigai Nairobi, Merchant Square, Riverside Drive, Nairobi Date Licensed: January 30, 2023 |
| 100. | Karibu Credit Limited
Postal Address: P.O. Box 4465-00100, Nairobi Telephone: +254722203232 Email: service@karibucredit.co.ke Physical Address: Tumaini House, 4th Floor, along Moi Avenue, behind Kencom Date Licensed: April 10, 2026 |
| 101. | Kechita Capital Investment Limited
Postal Address: P.O. Box 89 Machakos Telephone: +254797553815 E-mail address: kechitacapital@gmail.com Physical Address: Sartaj Mall,5th Floor, Machakos-Kangundo Road, Machakos Date Licensed: April 10, 2026 |
| 102. | Keep Vision and Growth Credit Limited
Postal Address: P.O. Box 19492-00100, Nairobi Telephone: +254741404040 Email: info@kvgcredit.com/ ndichu.eric@gmail.com Physical Address: Thika Road Shell Toll Petrol Station Date Licensed: December 24, 2025 |
| 103. | Kifedha Ltd
Postal Address: P.O. Box 105796โ00100, Nairobi Telephone: 0791573231 Email: info@kifedha.co.ke Physical Address: Chambai House, Murang’a Road, Ngara Date Licensed: June 5, 2025 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
|
| 104. | Kikwetu Credit Ltd
Postal Address: P.O. Box 18010โ00100, Nairobi Telephone: 0721 257143/0768 150438 Email: kikwetucreditlimited@gmail.com Physical Address: Alimex Plaza, Mombasa Road, Nairobi Date Licensed: June 5, 2025 |
| 105. | Kopo Kopo Inc. Kenya Limited
Postal Address: P.O. Box: 21994-00505, Nairobi Telephone: +254 709 376 000 Email: finance@kopokopo.com Physical Address: Hazina Trade Center, Moktar Daddah Street, Nairobi Date Licensed: April 10, 2026 |
| 106. | Kweli Smart Solutions Limited
Postal Address: P.O. Box 53431-00200, Nairobi Telephone: +254791578693 Email: sema@ksmart.tech Physical Address: 2nd Floor, Eaton Place, UN Crescent Avenue, Nairobi Date Licensed: September 19, 2022 |
| 107. | Lasiri Capital Limited
Postal Address: P.O. Box 62658 – 00200, Nairobi Telephone: +254789668664 Email: info@lasiricapital.co.ke Physical Address: Azure Towers, Lantana Road, Westlands, Nairobi, Kenya Date Licensed: September 2, 2025 |
| 108. | Leaf Credit Limited
Postal Address: P.O Box 210 – 00200, Nairobi Telephone: +254114000333 Email: leafcreditltd@gmail.com Physical Address: Crescent Business Center, 3rd Floor Date Licensed: September 2, 2025 |
| 109. | Leja Ltd
Postal Address: P.O. Box 238370-0100, Nairobi Telephone: +254768212665 Email: info@leja.co.ke Physical Address: Keystone Park, 95 Riverside Drive 3 Floor, Block A, Riverside Dr, Nairobi, Kenya Date Licensed: June 5, 2025 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
|
| 110. | Lenana Innovative Solutions Limited
Postal Address: P.O. Box 899 – 00618, Ruaraka, Nairobi Telephone: +254110010394 Email: info@lenana.com Physical Address: Westcom Point Building, Mahiga Mairu Avenue, Westlands, Wing A, Third Floor Date Licensed: October 1, 2024 |
| 111. | Lendara Credit Limited
Postal Address: P.O. Box 15321-00100, Nairobi Telephone: +254713830892 Email: Lendaracreditlimited@gmail.com Physical Address: First floor, Abacus House, Baba Dogo Road,Ruaraka, Nairobi Date Licensed: April 10, 2026 |
| 112. | Lendbucks Ltd
Postal Address: P.O. Box 22264-00400, Nairobi Telephone: +254712079249 / +254720598478 Email: admin@lendbucks.co.ke Physical Address: Nairobi Block 139/410, Melhouse Marurui Road, Northern Bypass, Nairobi Date Licensed: April 10, 2026 |
| 113. | Letshego Kenya Ltd
Postal Address: P.O. Box 52926โ00200, Nairobi Telephone: +254730687000 Email: kenya@letshego.com Physical Address: 316 Upper Hill Chambers, 7th Floor, 2nd Ngong Avenue, Nairobi Date Licensed: January 30, 2023 |
| 114. | Liberty Afrika Technologies Ltd
Postal Address: P.O. Box 20000โ00100, Nairobi Telephone: +254728907070 Email: info@libertyafrika.co.ke Physical Address: View Park Towers, 3rd Floor, Utalii Street, Nairobi Date Licensed: December 24, 2025 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
|
| 115. | Lipa Later Limited
Postal Address: P.O. Box 43537โ00100, Nairobi Telephone: +254709684000 Email: info@lipalater.com Physical Address: Lipa Later HQ, Lavington, next to Mawara Gardens, Off Olenguruone Avenue, Nairobi Date Licensed: March 6, 2024 |
| 116. | Little Limited (trading as SpotIt)
Postal Address: P.O. Box 13628-00800, Nairobi Telephone: +254 709 044 000 Email: legal@little.africa Physical Address: Musa Gitau Road, Craft Silicon Campus, Off Waiyaki Way, Nairobi Date Licensed: September 2, 2025 |
| 117. | Little Pesa Limited
Postal Address: P.O. Box 39886โ00623, Nairobi Telephone: +254746510778/+254710490126/+254746510781 Email: Info@littlepesa.com Physical Address: Reliable Towers, Mogotio Road, Westlands, Nairobi Date Licensed: March 27, 2023 |
| 118. | Loan Plus Digital Credit Provider Limited
Postal Address: P.O. Box 39940โ00623, Nairobi Telephone: +25479981870 Email: loanplusDCP@hotmail.com Physical Address: 1st Floor, 623 Wood Avenue, Nairobi Date Licensed: June 5, 2025 |
| 119. | Lobelitec Credit Limited
Postal address: P. O. Box 51191 – 00100, Nairobi Telephone No: 0112096086 Email: lobeliteccredit@gmail.com Physical address: Ngong Road Kindaruma Lane, Commodore Offices Plot 209 Date Licensed: March 6, 2024 |
| 120. | LockBx Limited
Postal address: P.O. Box 25350-00603, Nairobi Telephone No: +254726210997 Email: info@lockbx.co.ke Physical address: Sifa Towers, 6th Floor, 6A, Nairobi Date Licensed: October 1, 2024 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
|
| 121. | Longitude Capital Limited
Postal Address: P.O. Box 62268-00200 Nairobi, Kenya. Telephone: +254 20 4401213 Email: info@longitudecapital.co.ke Physical Address: 6th Floor Silkwood Office Suits, Ngong Road Date Licensed: June 5, 2025 |
| 122. | Lucason Capital Limited
Postal Address: P.O. Box 67506-00200 Nairobi. Telephone Contacts: 0721701114 and 0719266409 Email Address: lucasoncapitallimited@gmail.com Physical Address: Lifestyle Terraces, Syokimau Date Licensed: December 24, 2025 |
| 123. | Maison Capital Limited
Postal Address: P.O. Box 22744-00100, Nairobi Telephone: +254707222033 Email: peterwndungu2@gmail.com Physical Address: 5th floor, Aqua Office suites ,Ngara, along Murang’a Road Nairobi. Date Licensed: December 24, 2025 |
| 124. | Malicash Investment Limited
Postal Address: P.O. Box 1996-90100, Machakos Telephone-254708358800 Email- compliance@malicash.co.ke / carolsyowia@gmail.com Physical Address: Asante House, First Floor, Roo, 3, Machakos Town Date Licensed: December 24, 2025 |
| 125. | Maralal Ledger Limited
Postal Address: P.O. Box 104949-00101, Nairobi Telephone: +254724055813 Email: info@maralalledger.com Physical Address: Feruzi Towers, Fourth Floor, Wing B, Kiambu Road Date Licensed: March 6, 2024 |
| 126. | Marble Capital Solutions Limited
Postal Address: P.O. Box 818โ00511, Ongata Rongai Telephone: +254729141295 Email: marblecapitalsolutions@gmail.com Physical Address: 2nd Floor, Maasai Mall, Ongata Rongai Date Licensed: March 6, 2024 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
|
| 127. | Maxxton Enterprises Ltd
Postal Address: P.O. Box 51090-00200, Nairobi Telephone: +254733398614 Email: info@maxxtonltd.com Physical Address: Koinange Street, College House, Nairobi Date Licensed: June 5, 2025 |
| 128. | Mayflower Capital limited
Postal Address: P.O. Box 162 – 00100, Nairobi Telephone: +254720710625 Email: mayflowercapitalltd@gmail.com Physical Address: Mwea Town, Equity Building Along Makutano – Meru Highway Date Licensed: September 2, 2025 |
| 129. | MCF 2 Kenya Limited
Postal Address: P.O. Box 6711โ00100 GPO, Nairobi Telephone: +254707136044 Email: info@medicalcreditfund.org Physical Address: 52 EL Molo Drive Lavington, Off Naushad Merali Drive, Nairobi Date Licensed: October 1, 2024 |
| 130. | Mednow Capital Limited
Postal Address: P.O. Box 15651-0509, Nairobi Telephone: +254718707539 Email: ngatia@mednowafrica.com Physical Address: Watermark Business Park, Karen, Nairobi Date Licensed: September 2, 2025 |
| 131. | MFS Technologies Limited
Postal Address: P.O. Box 43250-00100, Nairobi Telephone: +254709184000 Email: info@mfs.co.ke Physical Address: Capital West, 5th Floor, Lantana Road (Off Rhapta Road), Nairobi Date Licensed: January 30, 2023 |
| 132. | Milhan Access Capital Limited
Postal Address: P.O. Box 5148-00100, Nairobi Telephone: 0790309958 Email: Info@milhanaccesscapital.com Physical Address: Azure Tower Lantana Road Westlands Date Licensed: June 5, 2025 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
|
| 133. | Mimi Credit Limited
Postal Address: P.O. Box 16758โ00620, Mobil Plaza, Nairobi Telephone: +254113762857 Email: accounts@mimi.credit Physical Address: Victoria Plaza, Parklands Road Date Licensed: December 24, 2025 |
| 134. | Mint Credit Limited
Postal Address: P.O Box 2417-00606, Sarit Centre, Nairobi Telephone: +254799555333 Email: info@mintcredit.co.ke Physical Address: Trance Towers 7th floor, South B, Tsavo Road, Nairobi Date Licensed: June 27, 2024 |
| 135. | MKash Solutions Limited
Postal Address: P.O. Box 3776-00100, Nairobi Telephone: +254724078884 Email: mkashltd@gmail.com Physical Address: Delta Corner, Waiyaki Way, Nairobi Date Licensed: December 24, 2025 |
| 136. | MKM Capital Limited
Postal address: P.O Box 22715-00505, Nairobi Telephone: +254707039513 Email: info@mkmcapitalglobal.co.ke Physical address: Western Heights, 4th Floor, Suite 10, Nairobi Date Licensed: March 6, 2024 |
| 137. | M-Kopa Loan Kenya Limited
Postal Address: P.O. Box 51866โ00100, Nairobi Telephone: +254799 136 761 Email: compliance@m-kopa.com Physical Address: Riverside Paddocks, M-Kopa House, Nairobi Date Licensed: January 30, 2023 |
| 138. | Mkulimapay Credit Ltd
Postal Address: P.O. Box 28385โ00100, Nairobi Telephone: 0748820255 Email: mkulimacash@gmail.com Physical Address: Shell Tegemeo, next to Mountain View Mall, off Waiyaki Way Date Licensed: June 5, 2025 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
|
| 139. | Modesty Credit Ltd
Postal Address: P.O. Box 607โ60200, Meru, Makutano Highway Telephone: +254794673254 Email: info@modestycredit.co.ke Physical Address: Meru-Makutano, Union Square, Meru Date Licensed: June 5, 2025 |
| 140. | Mogo Auto Limited
Postal Address: P.O. Box 9979-00100, Nairobi Telephone: +254768469112 Email: info@mogo.co.ke Physical Address: Pine Tree Plaza, Kaburu Drive- Off Ngong Road, Nairobi Date Licensed: June 27, 2024 |
| 141. | Momentum Credit Limited
Postal Address: P.O. Box 29175-00100, Nairobi Telephone: +254709434900 Email: info@momentumcredit.co.ke & cx@momentumcredit.co.ke Physical Address: International House, 9th Floor, Mama Ngina Street, Nairobi Date Licensed: October 1, 2024 |
| 142. | Moneza Ltd
Postal Address: P.O. Box 45660-0000, Nairobi Telephone: +254721779662 Email: info@moneza.co.ke Physical Address: Avocado Towers, Muthithi Road, Westlands Date Licensed: June 5, 2025 |
| 143. | Moto Hope Capital Limited
Postal Address: P.O. Box 37217 -00100, Nairobi Telephone+254713827519 Email: info@motohopecapital.com Physical Address: Blessed House 5th Floor, Thika Road, Nairobi Date Licensed: September 2, 2025 |
| 144. | Mular Credit Limited
Postal Address: P.O. Box 196-90200, Kitui Telephone: +254733664762/+254707978937 Email: info@mularcredit.co.ke, tmasua.glowme@gmail.com Physical Address: Even Business Park, Wing A, Second Floor, Room 1, Airport North Road, Embakasi, Nairobi Date Licensed: September 2, 2025 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
|
| 145. | Musoni Capital Limited
Postal Address: P.O. Box 25351-00100, Nairobi Telephone: +254709761101/0709761111 Email: info@musoni.co.ke ; dominickosgei@musoni.co.ke Physical Address: Cape Office Park, Ring Road Kilimani, Nairobi Licensed: September 2, 2025 |
| 146. | Mwananchi Credit Ltd
Postal Address: P.O. Box 103683โ00101, Nairobi Telephone:+254709147000 Email: info@mwananchicredit.com/ legaldesk@mwananchicredit.com Physical Address: Eco Bank Towers, Muindi Mbingu Street, Central Business District, 10th Floor, Nairobi Date Licensed: September 2, 2025 |
| 147. | Mwanzo Credit Limited
Postal Address: P.O. Box 759-00241, Nairobi Telephone: +254729670100 Email: infomwanzocreditltd@gmail.com Physical Address: Newton House, 3rd Floor, Deliverance Road, Nairobi-Namanga. Date Licensed: September 19, 2022 |
| 148. | Mycredit Limited
Postal Address: P.O. Box 21798โ00100, Nairobi Telephone: +254711349805 Email: info@mycredit.co.ke Physical Address: ABSA Towers, 11th Floor, Loita Street, Nairobi Date Licensed: January 30, 2023 |
| 149. | MyWagepay Limited
Postal Address: P.O. Box 43844-00200, Nairobi Telephone: +254709549019 Email:ย ceo@mywagepay.com; Physical Address:ย Thika Road, Room 503C, Astrol Building (Opp Garden City), Nairobi Date Licensed: September 19, 2022 |
| 150. | Natal Tech Limited
Postal Address: P.O. Box 2145, Thika Telephone: +254 792 989 705 Email: nataltechltd@gmail.com Physical Address: Harmony Street, Kenol Sagana Highway Date Licensed: January 30, 2023 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
|
| 151. | Nawiri African Sprouts Ltd trading as Fast Credit
Postal Address: P.O. Box 34615-00100, Nairobi Telephone: +254721177402 Email: info@nas.co.ke Physical Address: Karuna Road, Westlands, Western Heights building, 5th Floor Date Licensed: June 5, 2025 |
| 152. | Newark Frontiers Limited
Postal Address: P.O. Box 34615-00100, Nairobi Telephone: +254 739911020 Email: info@newarkfrontiers.co.ke Physical Address:Karen-End, off Dagoretti Road, Dagoretti/ Mutuini/1356 Date Licensed: June 5, 2025 |
| 153. | Ngao Credit Limited
Postal Address: P.O. Box 60776โ00200, Nairobi Telephone: +254709650000 Email: info@ngaocredit.com Physical Address: 4th Floor, Morning Side Office Park, Ngong Rd, Nairobi Date Licensed: January 30, 2023 |
| 154. | NJB Limited
Postal Address: P.O. Box 50960โ00200, Nairobi Telephone: +254745396036 Email: njblimited01@gmail.com Physical Address: Tana House, Office 410 in Karen, Next to Karen Crossroads, Nairobi Date Licensed: April 10, 2026 |
| 155. | Novatok Credit Limited
Postal Address: P.O. Box 50357-00100, Nairobi Telephone: +254797139432 Email: novapaylimited@gmail.com Physical Address: Cytonn Arcade, Block B, 1st Floor, Limuru Road Date Licensed: April 10, 2026 |
| 156. | Numida Technologies Kenya Limited
Postal Address: P.O. Box 22602 -00100, Nairobi Telephone: + 254704454031 Email: Info@numidatech.com Physical Address: Floor 2 – The Mvuli Building, Mvuli Road, Westlands, Nairobi, Kenya Date Licensed: June 5, 2025 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
|
| 157. | ODI Credit Limited
Postal Address: P.O. Box 16758โ00620, Nairobi Telephone: +254709183808/+254788180355 Email: info@hazini.com Physical Address: Kalson Towers, 7th Floor (left wing), Crescent Road, Nairobi Date Licensed: October 1, 2024 |
| 158. | Okolea International Limited
Postal Address: P.O Box 41316 – 00100, Nairobi Telephone: +254742532281 Email: info@okolea-international.com/ okoleaint16@gmail.com Physical Address:1st Floor, Venus Complex, Office No. 4111, Northern Bypass, Nairobi Date Licensed: March 27, 2023 |
| 159. | Onwards Swift Company Limited
Postal Address: P.O. Box 35-4200 Oyugis Telephone: 0706444333 Email: info.onwardswiftltd@gmail.com Physical Address: IPS Building 4th floor, Kimathi Street Date Licensed: December 24, 2025 |
| 160. | Opal Quick Limited
Postal Address: P.O Box 671-60400, Chuka Telephone: +254722790234 / +254115990652 Email: support@opalquick.co.ke Physical Address: Twin Plaza Building, Opposite Magunas Supermarket, Meru Town Date Licensed: October 1, 2024 |
| 161. | Otas Credit Limited
Postal Address: P.O. Box 38940 – 00100, Nairobi Telephone: +254718726456 Email: otascredit@gmail.com Physical Address: Spring Valley, Westlands, Number 30, Peponi Road Date Licensed: September 2, 2025 |
| 162. | Pato Capital Limited
Postal Address: P.O. Box 51957 -00100 Nairobi, Kenya Telephone: +254 108 238171 Email: info@patocapital.com Physical Address: Futuristic Centre, Westlands, Nairobi Date Licensed: December 24, 2025 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
|
| 163. | Payablu Credit Limited
Postal Address: P.O. Box 610-00518, Nairobi Telephone: +254792276761 Email: payablucreditlimited@gmail.com Physical Address: 2ndย floor, Ntashart plaza formerly Elysee Plaza, Kilimani, Near Adams Arcade, Kilimani Road, off Ngong Road Date Licensed: June 27, 2024 |
| 164. | Pembeni Cash Ltd
Postal Address: P.O. Box 64769-00620, Nairobi Telephone: +254769269606 Email: karirid@yahoo.com/info@pembenicash.com Physical Address: The Trio Complex Building, 1st Floor East Wing, EABL Road, Kasarani, Nairobi Date Licensed: September 2, 2025 |
| 165. | Pesaglow Capital Limited
Postal Address: P.O. Box 73740โ00200, Nairobi Telephone: +254717522512 Email: pesaglowcapital@gmail.com Physical Address: Kitengela, Derrick House, 2nd floor, D1, Nairobi Date Licensed: October 1, 2024 |
| 166. | Pesakuu Credit Limited
Postal Address: P.O. Box 30784โ00100, Nairobi Telephone: +254112020926 Email: iziloan1@gmail.com Physical Address: The Address, 7thย Floor, Westlands, off Waiyaki Way, Muthangari Drive, Nairobi Date Licensed: October 1, 2024 |
| 167. | Peshee Capital Limited
Postal Address: P.O. Box 13250โ00100, Nairobi Telephone: +254 785 773763 Email: pesheecapital@gmail.com Physical Address: Sartaj Building, 4th Floor, west corner office, Machakos Town Date Licensed: December 24, 2025 |
| 168. | Pezesha Africa Limited
Postal Address: P.O. Box 22986โ00505, Nairobi Telephone: +254755768547 Email: hello@pezesha.com cc: hilda@pezesha.com Physical Address: 7th Floor Rainbow Towers, Muthithi Road, Westlands, Nairobi Date Licensed: January 30, 2023 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
|
| 169. | Phoenix Capital Limited
Postal Address: P.O. Box 26801-00100, Nairobi Telephone: 0747100102 Email: admin@phoenixcapital.co.ke Physical Address: The Arch Place 8th Floor, Nyangumi Road, Nairobi Date Licensed: October 1, 2024 |
| 170. | Pi Capital Limited
Postal Address: P.O. Box 3332-00506 Nairobi Telephone: +254759808086/+254759808080 Email: info@bayes.co.ke Physical Address: 5th Floor, Mitsumi Business Park, Muthithi Road, Westlands, Nairobi Date Licensed: March 6, 2024 |
| 171. | Platinum Credit Limited
Postal Address: P.O. Box 73304-00200, Nairobi Telephone: +25470664440/0706644442/0709 900 000 Email: Info@platinumcredit.co.ke Physical Address: Mezzanine Floor, International House, Mama Ngina Street, Nairobi Date Licensed: September 2, 2025 |
| 172. | Premier Credit Limited
Postal Address: P.O. Box 21256 – 00100, Nairobi Telephone: +254730812000/+254709176 000 Email: info@premiergroup.co.ke Physical Address: Nginyo Towers 5th Floor, Koinange Street, Nairobi Date Licensed: October 1, 2024 |
| 173. | Primebridge Capital Limited
Postal Address: P.O. Box 69605-00400, Nairobi Telephone: +254710600244 Email: ndtcp77@gmail.com Physical Address: 3rd floor Stellato Mall, Muthithi Road Date Licensed: April 10, 2026 |
| 174. | Progressive Credit Limited
Postal Address: P.O. Box 64036-00640, Nairobi Telephone: 0730669811 Email: info@progressivecr.com Physical Location: 7th Floor, Flamingo Towers, Mara Road, Nairobi Date Licensed: June 27, 2024 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
|
| 175. | Puphik Credit Limited
Postal Address: P.O. Box 1238โ20200, Kericho Telephone: +254714262211 Email: info@puphikcredit.com; puphikcredit@gmail.com Physical Address: Kosal Plaza, 2nd Floor, Kipchamba Street, Bomet Date Licensed: October 1, 2024 |
| 176. | Quickflex Ventures Ltd
Postal Address: P.O Box 34 -10400 Nanyuki Telephone: +254781622848/ +254753680876 Email: quickflexventures@gmail.com /info@quickflexventures.co.ke Physical Address: Kioo Plaza, Sagana Road / Kenyatta Highway (opposite Nanyuki Mall) Fourth floor Room 413 Date Licensed: April 10, 2026 |
| 177. | Radi Credit Limited
Postal Address: P.O. Box 51191, GPO, Nairobi Telephone: +254114480972 Email: support@radicredit.com Physical Address: Plot No. Two Zero Nine, Commodore Offices, Ngong Road, Kindaruma Lane, Nairobi Date Licensed: October 1, 2024 |
| 178. | Real People Kenya Limited
Postal Address: P.O. Box 27153- 00100 Nairobi Telephone: +254711085600 Email: info@realpeople.co.ke Physical Address: Lavington Court Apartments, Apartment A6, Off Waiyaki Way, Muthangari Drive, Nairobi. Date Licensed: December 24, 2025 |
| 179. | Reazilla DCP Limited
Postal Address: P.O. Box 2658-00100, Nairobi Telephone: +254115900545 Email: reazilladcpkenya@gmail.com Physical Address: Cabby Centre, Dagoretti, Nairobi Date Licensed: September 2, 2025 |
| 180. | Rewot Ciro Limited
Postal Address: P.O. Box 15073โ00400, Tom Mboya Street, Nairobi Telephone: +254715464554 Email: info@rewotciro.co.ke / rewotafrica@gmail.com Physical Address: Keekorok Building, Keekorok Road, Nairobi Date Licensed: September 19, 2022 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
|
| 181. | Risine Credit Limited
Postal Address: P.O. Box 25347โ00603, GPO, Nairobi Telephone: +254793362676 Email: risinecredit@gmail.com Physical Address: Ikigai office Ninety JGO, James Gichuru Road, Nairobi Date Licensed: March 27, 2023 |
| 182. | Rosatap Credit Limited
Postal Address: P. O. Box. 9050 – 00100 Nairobi Telephone: +254701629773 Email: rosatapcreditlimited@gmail.com Physical Address: Gateway Mall, Mombasa Road Date Licensed: December 24, 2025 |
| 183. | Rosky Credit Limited
Postal Address: P.O. Box 25104-00100, Nairobi Telephone: +254724512787 Email: philip@roskycredit.com Physical Address: Gateway Mall,4th Floor, Mombasa Road Date Licensed: April 10, 2026 |
| 184. | Seanala Credit Limited
Postal Address: P.O. Box 16604-00100, Nairobi Telephone: +254726398979 Email: seanalacredit@gmail.com Physical Address: Ambassador Court, Suite E4, Milimani Road, Nairobi Date Licensed: December 24, 2025 |
| 185. | Select Management Services Limited
Postal Address: P.O. Box 27639โ00506, Nairobi Telephone: +254202777500/1 Email: info.kenya@selectafrica.net Physical Address: Transnational Plaza, First Floor, Mama Ngina Street Date Licensed: December 24, 2025 |
| 186. | Senti Capital Limited
Postal Address: P.O. Box 1146-00606, Nairobi Telephone: 0709332000/0712517910 Email: info@senti.co.ke Physical Address: Stellato Complex, 4th Floor, Muthithi Road, Westlands, Nairobi Date Licensed: March 6, 2024 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| 187. | Sevi Innovation Limited
Postal Address: P.O. Box 41987โ00100, Nairobi Telephone: +254111560376 Email:ย partner@sevi.io Physical Address: Kenafric Business Park, Tower A, 2ndย FloorโOffice Unit 1, Baba Dogo Road, Nairobi Date Licensed: September 19, 2022 |
| 188. | Simbageld Ltd
Postal Address: P.O. Box 23030-00100, Nairobi Telephone: 0712 844 019 / 0742 724 031 Email: info@simbageld.com / applications@simbageld.com Physical Address: Parkside Hotel Building, Monrovia Street, Nairobi. Date Licensed: June 5, 2025 |
| 189. | Simplepay Capital Limited
Postal Address: P.O. Box 39324โ00623, Nairobi Telephone: +254 798 198 531, +254 700 467 730, +254 787 467 730 Email: info@simplepay.capital Physical Address: Office 902, 9th floor, Website Tower, Lower Kabete Road, Nairobi Date Licensed: October 1, 2024 |
| 190. | Sipranda Capital Ltd
Postal Address: P.O. Box 420โ00521, Nairobi Telephone: 0709002700/ 0706221221 Email: info@siprandacapital.com Physical Address: Upper Hill, Kiambere Road, Cassia Court, Wing C Date Licensed: June 5, 2025 |
| 191. | Siti Mobility Technologies Limited
Postal Address: P.O. Box 34850โ00100, Nairobi Telephone: +254720384396 Email: info@sitimobility.com Physical Address: 10thย Floor, East Wing, Riverside Square, Riverside Drive, Westlands, Nairobi Date Licensed: October 1, 2024 |
| 192. | Snowflex Capital Limtied
Postal Address: P.O. Box 64339-00620, Nairobi Telephone: +254768494623 Email: capitflex45@gmail.com Physical Address: Watersys Plaza, Central Business District, Nairobi Date Licensed: December 24, 2025 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| 193. | Sokohela Limited
Postal Address: P.O. Box 34-00502, Nairobi Telephone: +254728915511 Email: business@sokohela.com Physical Address: Rivonia House, 2nd Floor, Naivasha Road, Nairobi Date Licensed: September 19, 2022 |
| 194. | Spectrum Credit Ltd
Postal Address: P.O. Box 25597 -00504, Nairobi Telephone: 0722802157 Email: info@swiftcapitalltd.com Physical Address: Kindaruma Road, Commodore Office Suites Date Licensed: June 5, 2025 |
| 195. | Spread Capital Ltd
Postal Address: P.O. Box 9080โ00100, Nairobi Telephone: 0712336666/0705179599 Email: info@spreadcapital.co.ke or info.spreadcapital@gmail.com Physical Address: Yala Towers, Koinange/Biashara Street Date Licensed: June 5, 2025 |
| 196. | Steadfast Credit Ltd
Postal Address: P.O. Box 15682-00503, Nairobi Telephone: +254 101180531 Email: info@steadfastcredit.co.ke Physical Address: 3rdย Floor, Kimson Plaza, off Eastern Bypass, Utawala Area, Nairobi County Date Licensed: June 5, 2025 |
| 197. | Stride Credit Limited
Postal Address: P. O. Box. 1604-60200, Meru Telephone: +254715982342 Email: stridecreditltd@gmail.com Physical Address: Twin Plaza, Ghana Street, Meru Town Date Licensed: June 27, 2024 |
| 198. | Suffice Ltd
Postal Address: P. O. Box. 4684 – 00100 Nairobi Telephone: +254718882200 Email: info@suffice.co.ke Physical Address: Nextgen Mall, Mombasa Road, Nairobi Date Licensed: September 2, 2025 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
|
| 199. | Sumpay Limited
Postal Address: P. O. Box. 15502 – 00503 Nairobi Telephone: +254759222333 Email: info@sumpay.co.ke Physical Address: Darosa Plaza, 1st Floor, Suite 3, Karen Road, Nairobi Kenya Date Licensed: April 10, 2026 |
| 200. | Sure Cred Capital Limited
Postal Address: P.O. Box 1466โ00618, Nairobi Telephone: +254708233824/0708588458 Email: surecredltd@gmail.com Physical Address: Aztec Business Park, Baba Dogo Road, Ruaraka, Nairobi Date Licensed: October 1, 2024 |
| 201. | Tanir Credit & Accounting Services Limited
Postal Address: P.O. Box 1255-00232, Ruiru Telephone: +254723585651 Email: tanirltd@gmail.com, info@tanirltd.co.ke Physical Address: Kahawa Sukari, Kenversity Sacco Building, 4th Floor Suite 4B Date Licensed: October 1, 2024 |
| 202. | Tazu Credit Limited
Postal Address: P.O. Box 856, 00606 Nairobi Telephone: +254790357592 Email: tazucredit@gmail.com Physical Address: Riverside Drive Building, Riverside Square, Nairobi Date Licensed: December 24, 2025 |
| 203. | Tenakata Enterprises Limited
Postal Address: P.O. Box 21605โ00505, Nairobi Telephone: 0722902424 Email: info@tenakata.com Physical Address: 3rd Floor, Utumishi House, Mamlaka Road, Nairobi Date Licensed: January 30, 2023 |
| 204. | Tentacorp Holdings Limited
Postal Address: P.O. Box 12460-00100, Nairobi Telephone: +254706167167 Email: tentacorpholdings@gmail.com Physical Address: Eureka Condominiums, Joseph Kangโethe Road, Off Ngong Road Date Licensed: June 5, 2025 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| 205. | Tinycost Credit Kenya Limited
Postal Address: P.O. Box 1202-00600, Nairobi Telephone: +254793786756 Email: help@tinycostcredit.co.ke Physical Address: Bhuva Godowns, Ruiru Bypass Kiambu, Industrial Lane, Ruiru Date Licensed: June 5, 2025 |
| 206. | Tip-Point Capital Limited
Postal Address: P.O. Box 1050โ00520, Nairobi Telephone: +254700050010/+254711019700 Email: info@tippointcapital.com Physical Address: Sifa Towers, 2nd Floor 2C, Nairobi Date Licensed: October 1, 2024 |
| 207. | Transsnet Credit Limited
Postal Address: P.O. Box 1003818-00200, Nairobi Telephone: + 254718035467 Email: transsnetpaymentltd@gmail.com Physical Address: 3rd Floor, Pinetree Plaza, Kamburu Drive, Off Ngong Road, Nairobi Date Licensed: December 24, 2025 |
| 208. | Treasure Store Limited
Postal Address: P.O. Box 69983โ00400, Nairobi Telephone: +254724256039 / +254114405337 Email: nahashon.maina@sot.co.ke Physical Address: Nyaku House, Hurlingham 2ndย Floor Room F2 – 10. Argwings Kodhek Groove Date Licensed: October 1, 2024 |
| 209. | TrustGro SCA Limited
Postal Address: P.O. Box 5483-00100, Nairobi Telephone: +254111149714 Email: legal@trustgro.com Physical Address: Avocado Towers, Muthithi Road, Nairobi Date Licensed: December 24, 2025 |
| 210. | Tundar Capital Limited
Postal Address: P.O. Box 1921-00606, Nairobi Telephone: +254748734064 Email: info@tundarcapital.com Physical Address: Centenary House, Westlands, Nairobi Date Licensed: April 10, 2026 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| 211. | UbaPesa Limited
Postal Address: P. O. Box 22745โ00100, Nairobi Telephone: +254709693000 Email: info@upabesa.com /ubapesa.ke@gmail.com Physical Address: Golf View Office SuitesโWambui Road, Muthaiga, Nairobi Date Licensed: March 6, 2024 |
| 212. | Umoja Fanisi Limited
Postal Address: P.O. Box 44165โ00100, Nairobi Telephone: +254796250881 Email: info@umojafanisilimited.com Physical Address: Umoja Fanisi House, Mbaazi Road, Off Kingara Road, Lavington, Nairobi Date Licensed: January 30, 2023 |
| 213. | Unidirect Ltd
Postal Address: P.O. Box 15598-00400, Nairobi Telephone: +254 70367258 Email: info@unilimited.co.ke Physical Address:4th Floor Windsor House University Way,Nairobi Date Licensed: September 2, 2025 |
| 214. | Unifi Credit Limited
Postal Address: P.O. Box 1570โ00606, Nairobi Telephone: +254205014065 Email: admin@ke.unifi.credit Physical Address: The Citadel Building,1stย floor, 50 Muthithi Road, Westlands, Nairobi, Kenya Date Licensed: June 5, 2025 |
| 215. | Vision Edge Credit Partners Limited
Postal Address: P.O. Box 11367-00400, Nairobi Telephone: 0713669681 Email: fastgrowthcredit@gmail.com Physical Address: T-plaza 2nd floor Kenyatta highway Thika town Date Licensed: December 24, 2025 |
| 216. | Wabema Credit Ltd
Postal Address: P.O. Box 9963โ00100, Nairobi Telephone: 0720875930 Email: wabemacredit@gmail.com Physical Address: Wabema Plaza Mombasa Road Date Licensed: June 5, 2025 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
|
| 217. | Wakanda Credit Limited
Postal Address: P.O Box 23851-00100 Nairobi Telephone:+254 701858999 Email: compliance@wakanda.top Physical Address: Milestone Building, Kiambu Road, Nairobi, Kenya Date Licensed: December 24, 2025 |
| 218. | Watu Credit Ltd
Postal Address: P.O. Box 46037-00100, Nairobi Telephone: 0790000999 Email: info@watuafrica.com Physical Address: Hill Park Building, Lower Hill Road, Upper Hill – Nairobi Date Licensed: June 5, 2025 |
| 219. | Westlip Credit Limited
Postal Address: 30564 – 00100, Nairobi Telephone: +254112694651 Email: westlipcreditltd@gmail.com Physical Address: Riverside Drive Merchant Square Building, Ninety-Eight Riverside Drive, Nairobi Date Licensed: December 24, 2025 |
| 220. | Wiresphere Limited
Postal Address: P.O. Box 21718-00100, Nairobi Telephone: +254720668292 Email: wirespherelimited25@gmail.com Physical Address: Convent Drive, Lavington house no 91 Date Licensed:ย April 10, 2026 |
| 221. | Yehu Impact Limited
Postal Address: P.O Box 82120, Mombasa Telephone: +254709118400 Email: info@yehu.org Physical Address: Avenue Building, 2nd floor, Along Mahesh Doshi Road, Mombasa Date Licensed: April 10, 2026 |
| 222. | Zaidi Pato Limited
Postal Address: P.O. Box 56557-00200, Nairobi Telephone: +254 797 491 753 Email: zaidipatolimited2@gmail.com Physical Address: EABL Road, Off Thika Road, Trio Complex Building, Kasarani, Nairobi Date Licensed: September 2, 2025 |
| CENTRAL BANK OF KENYA
DIRECTORY OF DIGITAL CREDIT PROVIDERS UPDATED ON APRIL 10, 2026 |
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| 223. | Zamaradi Capital & Credit Group Limited
Postal Address: P.O Box 19737-00100, Nairobi Telephone: +254114409692 Email: zamaradicreditltd@gmail.com Physical Address: Ushuru Sacco Centre, Wood Avenue Kilimani, Nairobi, Kenya Date Licensed: June 5, 2025 |
| 224. | Zanifu Limited
Postal Address: P.O. Box 66877- 00800, Nairobi Telephone: +254713023159 Email: legal@zanifu.com Physical Address: Kenrail Towers, 4th Floor, Mkungu Close, Nairobi Date Licensed: January 30, 2023 |
| 225. | Zenka Digital Limited
Postal Address: P.O. Box 29107, 00100, Nairobi Telephone: +254112480254 /+254 20 7650878 Email: info@zenka.co.ke Physical Address: Mirage Tower, Tower 2, 12th Floor, Waiyaki Way, Westlands, Nairobi Date Licensed: March 27, 2023 |
| 226. | Ziki Credit Limited
Postal Address: P.O. Box 23936- 00100, Nairobi Telephone: +254720090730 Email: zikicredit@gmail.com Physical Address: Development House, Moi Avenue, Nairobi Date Licensed: December 24, 2025 |
| 227. | Zillions Credit Limited
Postal Address: P.O. Box 42564-00100, Nairobi Telephone: 0725013031 Email: info@zashloan.com Physical Address: Omega Business Park, Go Down 2, Baba Dogo, Nairobi Date Licensed: March 6, 2024 |
