What is the best Funeral Insurance cover in Kenya and how much should I pay monthly


“Last year we buried our father and spent over Ksh 600,000 for funeral. The death caught us off-guard. My aunt is suffering from diabetes and she is old. I also have my mother who is aged 8 years. I am afraid that we might not afford funeral expenses in future. I want you to list some of the best funeral expense covers in Kenya—I want to join one of them. I also want to know how much money I will be paying for the over”


Cooperative Bank

Cover amount—Ksh 100,000 to Ksh 500,000

Age—18 to 75 years

You will be allowed to pay as little as Ksh 1,000 per month.

Britam Insurance

Cover amount—Ksh 150,000 to Ksh 500,000

Age limit:18 years to 82 years

Minimum premium amount—Ksh 770

Old Mutual Insurance

Cover amount—Ksh 50,000 to Ksh 500,000

Age limit—18 years to 75 years

Covers up to 5 members of your family

Minimum cover amount—Ksh 500

APA Insurance

Cover amount—Ksh 50,000 to 500,000

Policy term—5 to 10 years

Age limit—18 years to 80 years

KCB Bank

Cover amount—-Ksh 50,000 to Ksh 1.2 million

Minimum cover amount—-Ksh 500

CIC Insurance

Cover amount—Ksh 50,000 to Ksh 500,000

Maximum benefit for children—Ksh 100,000

Maximum benefit for parents and inlaws—Ksh 200,000

Jubilee Insurance

Cover amount—Ksh 50,000 to Ksh 500,000

Age limit—18 years to 75 years

All these covers are excellent.

“I had taken CIC Insurance in 2021.I was paying premium amount of Ksh 1,000 monthly. In 2023 my husband died. He had been suffering from diabetes.CIC paid Ksh 277,000 through the cover. It helped us foot most of the funeral expenses.

A number of Kenyans I have talked with praise Jubilee Insurance, Cooperative Insurance, APA and Britam.There is no issue when it comes to settlement of cover payments.

Funeral insurance cover is important especially for long distance drivers and families with hereditary diseases. It’s also important for people aged over 60 years.

Spending Ksh 500-Ksh 1000 will save you from funeral expenses. Anyone can die and death is mandatory.

When selecting insurance cover, go for that one that will settle the payment. Some of them may take you in circles, but the ones listed above are genuine—they have good reviews.


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