Middle Income in Kenya is a category of people who can comfortably afford basic needs. Live in a decent neighbourhood and save some money each month. The average amount to sustain you in Kenya as the middle class is Ksh 100,000. Nairobi is the most expensive city in Kenya, followed by Kisumu,Mombasa and Nakuru respectively. In Nairobi, the amount you will need for you to comfortably live in a decent neigbourhood is Ksh 150,000 to Ksh 300,000.

Budget for middle class in Kenya

Rent—Ksh 30,000 to Ksh70,000

Food—Ksh 15,000

Shopping—Ksh 20,000

Savings—At last Ksh 20,000

Miscellaneous—Ksh 10,000

Transport—Ksh 20,000

Middle Class also own cars. The car should not be on loan. However, if the car is on loan,you should remain with at least Ksh 70,000 after loan deductions.

Average income for middle class in Kenya per town

Nairobi—Ksh 150,000

Mombasa—Ksh 120,000

Nakuru—Ksh 100,000

Kisumu—Ksh 120,000

Eldoret—Ksh100,000

Kericho—Ksh 90,000

Kisii—Ksh 90,000

Busia—Ksh 90,000

Machakos—Ksh110,000

Kiambu—Ksh 130,000

Thika—Ksh 130,000

Bungoma—Ksh 100,000

Kitale—Ksh 80,000

Kakamega—Ksh 110,000

Average Monthly Rent for middle Class in Kenya per town

Nairobi—Ksh 30,000

Mombasa—Ksh 20,000

Kisumu—Ksh 25,000

Nakuru—Ksh 20,000

Eldoret—Ksh 20,000

Kisii—Ksh 18,000

Kiambu—Ksh 25,000

Machakos—Ksh 18,000

Kericho—Ksh 18,000

Kakamega—Ksh 15,000

Bungoma—Ksh 15,000

Best investments for Middle Income in Kenya

Cryptocurrency

Sacco Shares

Money Market Fund

Fixed Deposit Account

Real Estate Apartments

Government Bonds

Shares in profitable companies