AAR Kenya Medical Insurance Rates

AAR Kenya is one of the best insurance companies in Kenya. Their Medical Cover rates range between Ksh 20,000 and Ksh200,000 per year.

When it comes to the cost of AAR medical insurance in Kenya, it is important to know that, the total cost will depend on:

1. Age: the older you are the more you pay in premiums
2. Limit of inpatient and outpatient you take. The higher the limits the higher the cost
3. Family size: the larger the family the higher the premiums.
4. If you are looking to have outpatient as part of your benefits, the more premiums you pay.

Assuming a family of 4 members, AAR medical insurance rates start from Ksh. 42,000 a year. The AAR medical insurance in Kenya costs as below:

What is Covered

Outpatient Services

You can access the following outpatient services:

1. Diagnostic tests and procedures.
2. Radiology, radiotherapy, and chemotherapy.
3. Cancer consultation and tests.
4. Dental treatment (Extractions, fillings, scaling and polishing, gum surgery, root canal treatment, pulpotomy & minor oral surgery.)
5. Optical services (Prescribed lenses, contact lenses, dioptric power +/- 0.25 D and more, and frames.)
6. Pre-natal and post-natal care.

Outpatient Services

You can access the following inpatient services:

1. Maternity services (Normal and elective or emergency CS delivery.)
2. Lodger’s fee for parents or guardians of insured children under 8 in local and international hospitals.
3. Organ transplant.
4. Post-hospitalization discharge medication for up to 14 days.
5. Reconstructive surgery.
6. Accidental damage to natural teeth.
7. Accidental damage to the eyes.
8. Ectopic pregnancy.

Requirements

The following are required when signing up for a cover:

1. Age: Newborns from discharge up to 64 years.
2. Be a Kenyan resident.
3. KRA PIN.