Below is the list of accounts to open at Access Bank Kenya, account opening requirements and costs:

List of Personal Banking Accounts

Individual Current Account

Features

• No account opening balance
• Minimum balance is KES 1,000
• Minimum ledger fee of KES 300, KES 50 per transaction
• Chequebook issued at KES 18 per leaf
• Cash handling charges ZERO

Hazina Account

Features

• Account opening balance/Minimum balance is Zero
• Cheque book issued at KES 18 per leaf
• No Monthly Maintenance Fees

Lawyer Account

Features

• Account opening balance KES 10,000
• No minimum balance
• Chequebook issued at KES 18 per leaf
• Minimum ledger fee of KES 300
• Cash handling charges: 0.20% for amount above  KES 1,000,000.

Salary Account

• Product Features & Benefit
• No account opening balance
• No minimum balance
• No monthly maintenance fees
• Salary processing fee of KES 50
• 4% interest if no withdrawal is done in the year
• 3% interest subject to 1 withdrawal per quarter
• No interest if withdrawal is done more than once in a quarter
• Interest to be calculated on a minimum monthly average balance

Earlysavers Account

This product encourages parents to save for their children

Product Features

• Minimum operating balance KES 500
• 3% interest subject to 1 withdrawal per quarter
• No interest if more than 3 withdrawal is done in a year
• No Monthly Maintenance Fees

Students Account

This product promotes banking services to youths especially students in colleges, universities, tertiary, and other education institutions.

Product Features & Benefit

• Account opening and minimum balance is Zero
• 4% interest if no withdrawal is done in the year
• 3% interest subject to 1 withdrawal per quarter. No interest if withdrawal is done more than once in a quarter
• Free funds transfer for school fees payment within Kenya
• Automatic account conversion to a new account 24 months after the student completes school
• No Monthly Maintenance Fees

Target Savings Account

This is a contract account which allows customers to save towards specific projects.

Product Features & Benefit

• No account opening balance
• No minimum balance
• Interest to be calculated on a minimum monthly average balance
• 4% (p.a.) Interest rate
• No monthly maintenance fees
• Withdrawal is at the end of the tenor/ savings plan (minimum of 6 months)

Business Account

Mpower Biz Account

Product Features & Benefit

Opening and Minimum Balance KES 1000

Chequebook issued at KES 18 per leaf

Ledger fee:

flat rate fee of KES 1,000

Cash handling charges:

Zero (0)

List of Corporate Accounts, features and costs

Community Current Account

Product Features & Benefit

• Opening & minimum balance KES 1,000
• No account maintenance fee
• ATM Card Issued
• Free quarterly statements
• Chapaa Popote Service available
• Free Internet Banking
• Interest earning
• Free incoming standing orders
• Access to Hazina Microfinance product with up to Ksh.500,000 unsecured loan

Corporate Current Account

• Product Features & Benefit
• No account opening balance
• Minimum balance KES 1,000
• Cheque book issued at KES 18 per leaf
• Minimum ledger fee of KES 300, KES 50 per transaction
• Cash handling charges is zero.

Premier Current Account

Product Features & Benefit

• Opening balance KES 1,000
• Minimum balance KES 1,000
• Chequebook issued at KES 18 per leaf
• Ledger fee:flat rate fee of KES 1,500
• Cash handling charges: 0.20% above KES 500,000 Earn Interest on a min. monthly balance. Below 999,999 = 0%. Above1,000,000 = CRB – 7 = 2%

Premier Current Account

Product Features & Benefit
Opening balance KES 1,000
Minimum balance KES 1,000
Chequebook issued at KES 18 per leaf 
Ledger fee:flat rate fee of KES 1,500
Cash handling charges: 0.20% above KES 500,000 Earn Interest on a min. monthly balance. Below 999,999 = 0%. Above1,000,000 = CRB – 7 = 2%

Kenya Education Sector Support Programme (KESSP) Account

• Product Features & Benefit
• Zero opening balance
• Minimum balance KES 1,000
• Chequebook issued at KES 18 per leaf
• No ledger fees
• No Cash Handling charges