How to withdraw money from m-shwari lock savings account before maturity

It’s now possible to withdraw money from m-shwari lock savings account before maturity.

1.  In order to access the Principal Amount before the end of the Lock Period the Customer shall Request the Bank through the Lock Savings System Menu by selecting the Withdraw Funds option or such other option made available on the Lock Savings System Menu for that purpose (hereinafter in this clause 5 referred to as “Withdraw Funds”).
2. The Bank will credit your regular M-Shwari Account with the Principal Amount and the Interest accrued up to the point of withdrawing funds after forty eight (48) hours from the time in which the Customer makes a Withdraw Funds request in accordance with clause 5.2 above. 
3. Upon the successful completion of the Withdraw Funds Request, you will be informed by way of an SMS from the Bank that the Principal Amount and the Interest accrued to date have been transferred to your regular MShwari Account.

But it’s advisable that you develop saving discipline.You can borrow money from your friend than withdrawing the cash in the m-shwari lock account.