Below is the maximum and minimum loan limit for each of the loan Apps in Kenya:
| LOAN APP | MINIMUM LOAN(KSH) | MAXIMUM LOAN(KSH) |
| Tala | 1,000 | 50,000 |
| Zash | 800 | 50,000 |
| Okash | 1,500 | 500,000 |
| Zenka | 500 | 30,000 |
| Timiza | 1,000 | 150,000 |
| Mcoop Cash | 1,000 | 500,000 |
| iPesa | 500 | 50,000 |
| Kashaway | 500 | 50,000 |
| Vooma | 1,001 | 300,000 |
| Creditmoja | 2500 | 25,000 |
| Meta Loan | 800 | 50,000 |
| Little Pesa | 1,000 | 100,000 |
| M Fanisi | 350 | 30,000 |
| Skypesa | 500 | 35,000 |
| UbaPesa | 500 | 70,000 |
| FlashPesa | 1,000 | 50,000 |
| KeCredit | 2000 | 50,000 |
| KashBean | 500 | 80,000 |
| HF Whizz | 1000 | 50,000 |
| LendPlus | 1000 | 50,000 |
| KashPlus | 500 | 50,000 |
| KashWay | 500 | 60,000 |
| Haraka | 500 | 5,000 |
| Senti | 500 | 40,000 |
| M-Shwari | 100 | 50,000 |
| Fuliza | 0 | 70,000 |
You can see that from the list above maximum limit is Ksh 500,000. There is no loan App with a maximum loan limit of above Ksh 500,000. Maybe one of them will increase the limit to even more than Ksh 1 million to target high net worth individuals.
To increase the limit, one should borrow consistently and ensure that they pay in time.They should not default even once.On top of that,they should be in good books with CRB.
The borrowers should also ensure that they borrow the maximum loan whenever the loan limit is increased and repay within the shortest time possible.
