How to Invest Ksh 100,000 in Kenya to earn over Ksh1 million monthly


There are many ways in which you can invest Ksh 100,000 and generate at least Ksh1 million monthly. This is not small amount of money, but it’s small for those who don’t know how they can utilize it wisely. There are many businesses, there are many investment ideas to implement in order to become a millionaire.

  • Start a profitable business

With Ksh100, 000, you can start several businesses, they include:

  1. PlayStation
  2. Wines & Spirits
  3. Mobile phone repair shop
  4. Grocery shop
  5. Fast food restaurant
  6. A small restaurant
  7. Car wash

Some of these businesses will start from humble beginnings and with good management, they will grow to generate over ksh1 million monthly.

  • Academic writing

Buy academic writing account and employ people to do academic writing job. The account will cost you Ksh 100,000 to Ksh 150,000.You can easily start making over Ksh1 million per month based on the tasks you complete.

  • Run a YouTube channel

Start your own YouTube channel and post high quality, original and good videos. Spend the Ksh 100,000 to buy a good smartphone and use the rest for internet.

YouTube channel will earn you over Ksh1 million monthly from 4 million views.

  • Become a real estate agent

Start the business of advertising real estate property, apartments and land. You will earn commissions from the sales. The capital required is about Ksh100, 000.

Your work will be to manage apartments in your area by collecting rent, marketing land for other companies and helping in processing title deeds.

  • Blogging

Another serious investment you can do is to start blogging. To start a blog you need a capital of Ksh10, 000 to Ksh20, 000 only. If you are passionate about blogging, it’s easy to make over Ksh 1 million per month.

Invest in Shares and long term bonds

There are people who purchased Safaricom shares for Ksh100, 000 only, today they make millions. That time when IPO happened, the share was trading as low as Ksh2.5 and few people were interested in buying the company’s shares. Today the price is above 40 per share. Imagine is you spent Ksh 100,000 that time!

Government bonds are also good investments, they can yield millions over time.

  • Buy land for speculation

There are plots that go for Ksh 100,000 today and in 10 years they will cost ksh10 million. Use your Ksh100,000 to buy land for speculation, you will reap big in future.


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