How to pay NHIF Penalty via MPESA


NHIF imposes penalties for late payment or for those who fail to pay for a long period of time. Formal employees are penalized equal amount they are required to remit while those in informal employment/self-employed will pay 50% of the amount they are required to remit. For instance, if you work for a private sector and your monthly NHIF remittance is Ksh 1,000 and you fail to remit for 10 month, you will be required to pay a penalty of Ksh10,000 plus the amount of money you are required to remit that month. The total amount to remit is Ksh11, 000 in that case.

Self-employed individuals pay Ksh 500 monthly. If you fail to pay for two months, the next payment will be Ksh 500 for penalty plus Ksh500 for that month.

Here is how to pay NHIF Penalty via MPESA:

  1. Go to your Mpesa Menu
  2. Click on Lipa Na Mpesa
  3. Select Paybill Option
  4. Enter Business Number(200222)
  5. Enter your National ID number as the account number and add the letter “y”, for instance, 5552342y. This treats the payment as a penalty
  6. Enter the amount to contribute(e.g Ksh500)
  7. Input your Mpesa pin number and send
  8. You will get a confirmation message containing the details of your NHIF payment.

Alternatively, you can visit NHIF offices for guidance.

It’s good to pay NHIF in time because you might get sick unexpectedly and require their services.


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