Where can I invest my money and get monthly income in Kenya


If you want regular monthly income in Kenya, there are a couple of investments to make which are profitable. You can invest as little as Ksh 1,000 to some of the ventures.

  • Money Market Fund

Money Market Fund allows you to save as little as Ksh 5,000 and earn daily interest. Money Market Fund is not as risk as shares, which is why majority of the wealthy Kenyans have invested in it.

The good thing about Money Market Fund is that you can withdraw your money any time you wish. Your principal amount is also not subjected to any form of risk.

CIC Insurance, Old Mutual and Britam are some of the best companies to open a Money Market Fund account with.

  • Start a profitable business

Do your research to determine a profitable business which you will start with a small capital. The business will generate income daily and monthly. You can start a hardware shop, PlayStation, Carwash or grocery shop.

  • Run a YouTube channel

YouTube is one of the online platforms Kenyans use make money. Once you sign up with AdSense, they will send money to you monthly as long as you reach the minimum threshold of $100.But you must have a lot of subscribers and high quality videos for your channel to earn over $100 monthly.

  • Build rental property

If you have millions of money, buy land and build rental property .They will generate income for you every month.

You can start by building bedsitters and single rooms. A capital of Ksh 1 million to Ksh5 million is enough to build bedsitters that will generate up to Ksh 150,000 per month.

  • Become a blogger

Blogging will also assure you of monthly income. You will be earning through AdSense, sponsored content, direct banner ads and affiliate marketing. A blog with over 1 million monthly page views generates more than Ksh200, 000.

To start a blog in Kenya, you need a capital of Ksh 5,000 to Ksh15, 000.You need a good web hosting company to host your blog. Hostpinnacle is one of the best in Kenya, they charge as little as Ksh 2,999 per year. To learn more about the company,visit their site via this link

You can make more than Ksh1 million in Kenya every month through blogging.

  • Affiliate marketing

Join the various affiliate marketing companies in Kenya, promote their products and earn commissions.Jumia and Kenya Website Experts are some of the best affiliate programs in Kenya.

  • Become a content creator in TikTok

TikTok is one of the platforms in Kenya which content creators use to make money online.Become an entertainer, get millions of followers and get paid. You can get gifts, sponsored content or get paid through TikTok.

  • Invest in Sacco Shares

Though Sacco Shares pay dividends annually, you are 100% sure that they will pay dividends. You will be calculating how much you’ve earned monthly through the annual dividends. If you invest Ksh 3 million in a Sacco, the monthly revenue will be above Ksh30, 000.

  • Invest in pension schemes

Pension schemes are good, apart from NSSF there are other pension schemes which pay you monthly income when the scheme matures. Identify a company with good pension scheme and start contributing your money. The cash will help you when you retire.

  • Dairy farming

Dairy farming is a noble venture. You will be selling your milk to companies like Brookside and KCC.Every month, you will earn income from the sales.

  • Fixed Income Account

Open a fixed income account which pay high interest on the savings. The interest will be calculated monthly. In Kenya, you can earn interest of up to 15% of the savings.

  • Lending App

Create a lending up where people will borrow and repay the money with interest. This is one of the best Apps in Kenya because of the appetite Kenyans have on mobile loans.

  • Save in Mshwari

Mshwari allows you to save money and earn interest monthly.You can also borrow the money at any given time to cater for emergencies.


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